Jefferson County, New York Housing Market
In Jefferson County, New York, the median home value is $188,200, with a median monthly rent of $1,213. This places Jefferson County at #1539 nationally out of 3134 counties by median home value, and #32 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,039
- Establishments: 2,681
- BLS QCEW, 2025
Housing Supply
- Single-family: 226
- Multi-family: 62
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 45,449 (avg $63,730)
- Outflow: 41,060 (avg $64,796)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Jefferson County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 13601 | 256.2 | +1.25% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
🔗 Explore Jefferson County on Our Sister Sites
Get the complete picture for Jefferson County — financing options and ongoing ownership costs.
💰 Mortgage Guide → 🧾 Property Tax Data →How Jefferson County Compares
| Metric | Jefferson County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $188,200 | $281,200 | $227,706 |
| Median Gross Rent | $1,213 | $1,168 | $968 |
| Owner Occupancy Rate | 54.7% | 69.3% | 73.3% |
| Price/Rent Ratio | 12.9 | 18.4 | 18.7 |
Market Analysis
The median home value in Jefferson County is 33.1% below the New York state average and 17.3% below the U.S. national average. The median rent of $1,213/month is 3.9% above the state average.
With a price-to-rent ratio of 12.9, buying a home in Jefferson County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
Jefferson County has an owner-occupancy rate of 54.7%, compared to 69.3% in New York and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Perry County | Missouri | $188,200 | $923 |
| Mayes County | Oklahoma | $188,200 | $858 |
| McCracken County | Kentucky | $188,100 | $898 |
| Highlands County | Florida | $187,900 | $1,035 |
| San Miguel County | New Mexico | $188,500 | $823 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Niagara County | $189,800 | $899 | 71.2% |
| Yates County | $184,700 | $834 | 77.2% |
| Madison County | $184,600 | $928 | 78.3% |
| Schoharie County | $192,500 | $909 | 76.4% |
| Delaware County | $183,100 | $880 | 77.3% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).