Delaware County, New York Housing Market
In Delaware County, New York, the median home value is $183,100, with a median monthly rent of $880. This places Delaware County at #1595 nationally out of 3134 counties by median home value, and #35 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,306
- Establishments: 1,136
- BLS QCEW, 2025
Housing Supply
- Single-family: 108
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 17,928 (avg $67,671)
- Outflow: 16,949 (avg $66,553)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Delaware County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 13820 | 265.4 | +7.20% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Delaware County Compares
| Metric | Delaware County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $183,100 | $281,200 | $227,706 |
| Median Gross Rent | $880 | $1,168 | $968 |
| Owner Occupancy Rate | 77.3% | 69.3% | 73.3% |
| Price/Rent Ratio | 17.3 | 18.4 | 18.7 |
Market Analysis
The median home value in Delaware County is 34.9% below the New York state average and 19.6% below the U.S. national average. The median rent of $880/month is 24.7% below the state average.
With a price-to-rent ratio of 17.3, the buy-vs-rent decision in Delaware County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Delaware County has an owner-occupancy rate of 77.3%, compared to 69.3% in New York and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Carroll County | Ohio | $183,100 | $863 |
| Woodbury County | Iowa | $183,200 | $981 |
| Calloway County | Kentucky | $183,200 | $870 |
| Huntingdon County | Pennsylvania | $183,200 | $810 |
| Houston County | Alabama | $183,300 | $945 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Oneida County | $182,600 | $944 | 67.7% |
| Madison County | $184,600 | $928 | 78.3% |
| Yates County | $184,700 | $834 | 77.2% |
| Clinton County | $180,600 | $1,003 | 69.4% |
| Otsego County | $179,100 | $987 | 73.9% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).