Oneida County, New York Housing Market

In Oneida County, New York, the median home value is $182,600, with a median monthly rent of $944. This places Oneida County at #1600 nationally out of 3134 counties by median home value, and #36 within New York.

Median Home Value $182,600
Median Rent $944/mo
Owner Occupancy 67.7%
Price/Rent Ratio 16.1

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Oneida County rose +6.3% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

76,827
jobs (private sector)
  • Avg weekly wage: $1,115
  • Establishments: 4,987
  • BLS QCEW, 2025
🏗️

Housing Supply

254
new units authorized (2025)
  • Single-family: 177
  • Multi-family: 77
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+2543
net migration (filers, 2021-2022)
  • Inflow: 93,053 (avg $69,089)
  • Outflow: 90,510 (avg $69,561)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 5 active ZIP codes in Oneida County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 13403 229.3 -16.94% 2025
2 13323 323.1 +10.47% 2025
3 13492 295.9 +13.70% 2025
4 13461 274.6 +5.58% 2025
5 13440 268.0 +4.69% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Oneida County Compares

MetricOneida CountyNew York AverageU.S. Average
Median Home Value $182,600 $281,200 $227,706
Median Gross Rent $944 $1,168 $968
Owner Occupancy Rate 67.7% 69.3% 73.3%
Price/Rent Ratio 16.1 18.4 18.7

Market Analysis

The median home value in Oneida County is 35.1% below the New York state average and 19.8% below the U.S. national average. The median rent of $944/month is 19.2% below the state average.

With a price-to-rent ratio of 16.1, the buy-vs-rent decision in Oneida County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Oneida County has an owner-occupancy rate of 67.7%, compared to 69.3% in New York and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Chickasaw County Iowa $182,600 $738
Yoakum County Texas $182,600 $973
McIntosh County Georgia $182,700 $800
Warren County Indiana $182,500 $830
Crawford County Arkansas $182,800 $851

Other Counties in New York

CountyMedian Home ValueMedian RentOwner Occ.
Delaware County $183,100 $880 77.3%
Clinton County $180,600 $1,003 69.4%
Madison County $184,600 $928 78.3%
Yates County $184,700 $834 77.2%
Otsego County $179,100 $987 73.9%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).