Schoharie County, New York Housing Market
In Schoharie County, New York, the median home value is $192,500, with a median monthly rent of $909. This places Schoharie County at #1489 nationally out of 3134 counties by median home value, and #30 within New York.
📈 Price Trend (2017 → 2024)
ℹ️ FHFA HPI data is not available for this county due to limited mortgage transaction volume.
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $981
- Establishments: 625
- BLS QCEW, 2025
Housing Supply
- Single-family: 33
- Multi-family: 2
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 12,669 (avg $68,748)
- Outflow: 12,031 (avg $68,579)
- IRS Statistics of Income
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| Metric | Schoharie County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $192,500 | $281,200 | $227,706 |
| Median Gross Rent | $909 | $1,168 | $968 |
| Owner Occupancy Rate | 76.4% | 69.3% | 73.3% |
| Price/Rent Ratio | 17.6 | 18.4 | 18.7 |
Market Analysis
The median home value in Schoharie County is 31.5% below the New York state average and 15.5% below the U.S. national average. The median rent of $909/month is 22.2% below the state average.
With a price-to-rent ratio of 17.6, the buy-vs-rent decision in Schoharie County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Schoharie County has an owner-occupancy rate of 76.4%, compared to 69.3% in New York and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Cheboygan County | Michigan | $192,500 | $773 |
| Goliad County | Texas | $192,500 | $754 |
| Kankakee County | Illinois | $192,600 | $1,097 |
| Clinton County | Illinois | $192,400 | $912 |
| Miller County | Missouri | $192,600 | $763 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Niagara County | $189,800 | $899 | 71.2% |
| Washington County | $196,200 | $1,033 | 76.6% |
| Jefferson County | $188,200 | $1,213 | 54.7% |
| Onondaga County | $200,200 | $1,108 | 65.9% |
| Yates County | $184,700 | $834 | 77.2% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).