Cattaraugus County, New York Housing Market
In Cattaraugus County, New York, the median home value is $113,100, with a median monthly rent of $770. This places Cattaraugus County at #2754 nationally out of 3134 counties by median home value, and #61 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,030
- Establishments: 1,580
- BLS QCEW, 2025
Housing Supply
- Single-family: 124
- Multi-family: 26
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 29,874 (avg $62,338)
- Outflow: 28,866 (avg $62,112)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 6 active ZIP codes in Cattaraugus County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 14706 | 215.5 | — | 2025 |
| 2 | 14070 | 221.9 | — | 2025 |
| 3 | 14731 | 346.9 | +16.03% | 2025 |
| 4 | 14009 | 245.9 | -12.85% | 2025 |
| 5 | 14760 | 228.5 | +14.53% | 2025 |
| 6 | 14141 | 267.6 | +6.25% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Cattaraugus County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Cattaraugus County →How Cattaraugus County Compares
| Metric | Cattaraugus County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $113,100 | $281,200 | $227,706 |
| Median Gross Rent | $770 | $1,168 | $968 |
| Owner Occupancy Rate | 75.2% | 69.3% | 73.3% |
| Price/Rent Ratio | 12.2 | 18.4 | 18.7 |
Market Analysis
The median home value in Cattaraugus County is 59.8% below the New York state average and 50.3% below the U.S. national average. The median rent of $770/month is 34.1% below the state average.
With a price-to-rent ratio of 12.2, buying a home in Cattaraugus County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
Cattaraugus County has an owner-occupancy rate of 75.2%, compared to 69.3% in New York and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Vermillion County | Indiana | $113,100 | $750 |
| Franklin Parish | Louisiana | $113,000 | $721 |
| Adams County | North Dakota | $113,200 | $594 |
| Barbour County | Alabama | $112,900 | $688 |
| Telfair County | Georgia | $113,300 | $712 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| St. Lawrence County | $121,900 | $818 | 71.9% |
| Allegany County | $101,700 | $763 | 79.3% |
| Chautauqua County | $127,900 | $812 | 68.9% |
| Steuben County | $137,900 | $894 | 73.3% |
| Chenango County | $137,900 | $875 | 75.4% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).