Steuben County, New York Housing Market
In Steuben County, New York, the median home value is $137,900, with a median monthly rent of $894. This places Steuben County at #2391 nationally out of 3134 counties by median home value, and #57 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,546
- Establishments: 1,948
- BLS QCEW, 2025
Housing Supply
- Single-family: 104
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 38,707 (avg $72,487)
- Outflow: 37,066 (avg $72,723)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Steuben County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 14810 | 231.2 | +8.29% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Steuben County Compares
| Metric | Steuben County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $137,900 | $281,200 | $227,706 |
| Median Gross Rent | $894 | $1,168 | $968 |
| Owner Occupancy Rate | 73.3% | 69.3% | 73.3% |
| Price/Rent Ratio | 12.9 | 18.4 | 18.7 |
Market Analysis
The median home value in Steuben County is 51.0% below the New York state average and 39.4% below the U.S. national average. The median rent of $894/month is 23.5% below the state average.
With a price-to-rent ratio of 12.9, buying a home in Steuben County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
Steuben County has an owner-occupancy rate of 73.3%, compared to 69.3% in New York and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Chenango County | New York | $137,900 | $875 |
| Scioto County | Ohio | $137,900 | $742 |
| Iroquois County | Illinois | $137,800 | $799 |
| Nowata County | Oklahoma | $137,800 | $811 |
| Arkansas County | Arkansas | $138,100 | $843 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Chenango County | $137,900 | $875 | 75.4% |
| Orleans County | $140,800 | $874 | 77.2% |
| Chemung County | $141,100 | $1,059 | 68.4% |
| Franklin County | $145,400 | $843 | 72.5% |
| Herkimer County | $147,700 | $823 | 76.6% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).