Best Counties for First-Time Homebuyers

These counties combine affordable entry prices with stable markets and reasonable tax burdens — ideal for first-time homebuyers who want to enter the market without overextending.

100 counties · Ranked by weighted score

# County Median Home Tax Rate Market Score Tier
1 Calhoun County, AR $110,700 0.47% 65.9 Balanced
2 Smith County, MS $112,600 0.42% 63.0 Balanced
3 Wyoming County, WV $82,900 0.45% 67.4 Balanced
4 Eureka County, NV $82,600 0.62% 59.1 Challenging
5 Carroll County, MS $109,600 0.53% 64.5 Balanced
6 Harper County, OK $99,200 0.64% 68.3 Balanced
7 Coosa County, AL $115,500 0.27% 62.5 Balanced
8 LaSalle Parish, LA $119,500 0.45% 60.2 Balanced
9 Tyler County, WV $121,300 0.57% 68.2 Balanced
10 Cimarron County, OK $98,600 0.4% 52.3 Challenging
11 Winkler County, TX $148,200 0.76% 57.2 Challenging
12 Calhoun County, WV $100,500 0.42% 66.8 Balanced
13 Sheridan County, ND $110,300 0.7% 69.8 Balanced
14 Buchanan County, VA $94,900 0.44% 55.2 Challenging
15 Boone County, WV $93,100 0.67% 63.5 Balanced
16 Wetzel County, WV $107,900 0.67% 75.5 Strong
17 Harding County, NM $70,000 0.44% 40.1 Stressed
18 Twiggs County, GA $111,300 0.73% 54.8 Challenging
19 Knox County, MO $101,400 0.83% 71.8 Strong
20 Clay County, IN $153,000 0.41% 59.3 Challenging
21 Webster County, WV $76,100 0.4% 49.7 Stressed
22 Parke County, IN $151,200 0.49% 61.6 Balanced
23 Nicholas County, WV $121,600 0.46% 58.4 Challenging
24 Wirt County, WV $115,800 0.52% 65.4 Balanced
25 Warren County, IN $182,500 0.5% 71.1 Strong
26 Grant County, ND $93,200 0.91% 66.1 Balanced
27 McHenry County, ND $151,000 0.66% 71.2 Strong
28 Catahoula Parish, LA $101,800 0.32% 49.9 Stressed
29 Leslie County, KY $69,000 0.82% 50.2 Challenging
30 LaMoure County, ND $117,200 1.01% 68.0 Balanced
31 Beauregard Parish, LA $161,700 0.36% 69.8 Balanced
32 Greer County, OK $109,100 0.5% 58.9 Challenging
33 Major County, OK $149,600 0.63% 67.4 Balanced
34 Greene County, MS $92,700 0.85% 65.6 Balanced
35 Boyd County, NE $104,000 1.1% 64.8 Balanced
36 Alfalfa County, OK $101,500 0.58% 62.8 Balanced
37 Little River County, AR $113,500 0.5% 55.9 Challenging
38 Kent County, TX $122,200 0.68% 59.6 Challenging
39 Logan County, ND $102,000 1.0% 66.1 Balanced
40 Roger Mills County, OK $157,800 0.46% 56.1 Challenging
41 Miner County, SD $142,600 0.92% 63.4 Balanced
42 Franklin County, MS $101,900 0.73% 64.6 Balanced
43 St. Helena Parish, LA $77,300 0.61% 42.1 Stressed
44 Ellis County, OK $119,100 0.74% 57.4 Challenging
45 Cottle County, TX $59,300 1.15% 70.0 Strong
46 Kittson County, MN $134,800 0.92% 65.8 Balanced
47 Slope County, ND $170,000 0.23% 52.6 Challenging
48 West Carroll Parish, LA $94,400 0.21% 49.9 Stressed
49 Nuckolls County, NE $96,500 1.17% 69.7 Balanced
50 Livingston County, KY $125,600 0.61% 54.8 Challenging
51 Hidalgo County, NM $111,000 0.48% 58.1 Challenging
52 Nevada County, AR $83,300 0.52% 53.3 Challenging
53 Schleicher County, TX $122,700 1.25% 65.7 Balanced
54 Simpson County, MS $122,200 0.61% 53.2 Challenging
55 Chariton County, MO $160,900 0.64% 53.7 Challenging
56 Lafayette County, AR $81,000 0.61% 51.0 Challenging
57 Grant County, OK $105,700 0.49% 54.1 Challenging
58 Pike County, IN $154,900 0.78% 67.0 Balanced
59 Washington County, AL $159,700 0.23% 53.7 Challenging
60 Jerauld County, SD $150,800 0.84% 61.3 Balanced
61 Quitman County, GA $104,600 0.0% 54.6 Challenging
62 Wayne County, WV $127,100 0.47% 66.3 Balanced
63 Benton County, MS $105,100 0.69% 51.8 Challenging
64 Mercer County, MO $104,900 0.96% 68.1 Balanced
65 Grant County, AR $161,700 0.54% 75.8 Strong
66 McMullen County, TX $97,100 0.41% 47.5 Stressed
67 McLean County, KY $148,500 0.64% 70.2 Strong
68 Ritchie County, WV $115,900 0.66% 70.6 Strong
69 McDowell County, WV $50,000 0.67% 49.2 Stressed
70 Kinney County, TX $82,000 1.41% 55.7 Challenging
71 Marion County, AL $106,600 0.28% 65.2 Balanced
72 Mora County, NM $122,600 0.72% 48.1 Stressed
73 Jay County, IN $117,500 0.6% 70.6 Strong
74 Cotton County, OK $113,900 0.74% 59.1 Challenging
75 Gilmer County, WV $83,800 0.49% 42.6 Stressed
76 Apache County, AZ $63,700 0.9% 48.3 Stressed
77 Worth County, MO $96,600 0.82% 57.9 Challenging
78 Jasper County, MS $107,100 0.69% 51.5 Challenging
79 Divide County, ND $167,600 0.6% 54.3 Challenging
80 Choctaw County, AL $123,400 0.17% 56.3 Challenging
81 Putnam County, MO $119,500 1.01% 66.9 Balanced
82 Franklin County, NE $95,600 1.28% 62.4 Balanced
83 Carlisle County, KY $120,400 0.78% 60.1 Balanced
84 Perry County, AR $130,200 0.49% 56.1 Challenging
85 Bland County, VA $152,100 0.56% 69.2 Balanced
86 Traverse County, MN $114,100 0.99% 71.6 Strong
87 Lawrence County, MS $100,000 0.67% 55.5 Challenging
88 Edmunds County, SD $163,300 0.8% 56.2 Challenging
89 Morgan County, TN $166,300 0.52% 65.2 Balanced
90 Kemper County, MS $99,600 0.57% 52.3 Challenging
91 Lewis County, KY $96,000 0.64% 51.7 Challenging
92 Taliaferro County, GA $68,900 1.31% 60.6 Balanced
93 Beaver County, OK $130,100 0.78% 65.5 Balanced
94 Wabash County, IN $157,200 0.52% 69.6 Balanced
95 Wayne County, MS $91,100 0.63% 50.3 Challenging
96 Sabine Parish, LA $123,100 0.39% 65.6 Balanced
97 Choctaw County, MS $117,200 0.48% 58.4 Challenging
98 Washita County, OK $118,400 0.52% 60.1 Balanced
99 Winston County, AL $118,900 0.32% 55.3 Challenging
100 Stonewall County, TX $48,600 1.79% 62.3 Balanced

Methodology: Rankings are editorial, based on percentile ranks across all U.S. counties. Filtering and weighting are applied per preset. Data source: U.S. Census Bureau ACS 5-Year Estimates, FHFA, BLS, IRS, FRED. These rankings are not investment advice or recommendations.