Cotton County, Oklahoma Housing Market

In Cotton County, Oklahoma, the median home value is $113,900, with a median monthly rent of $772. This places Cotton County at #2740 nationally out of 3134 counties by median home value, and #65 within Oklahoma.

Median Home Value $113,900
Median Rent $772/mo
Owner Occupancy 80.3%
Price/Rent Ratio 12.3

📈 Price Trend (2017 → 2024)

ℹ️ FHFA HPI data is not available for this county due to limited mortgage transaction volume.

📍 Economic Snapshot

💼

Employment & Wages

849
jobs (private sector)
  • Avg weekly wage: $976
  • Establishments: 97
  • BLS QCEW, 2025
🏗️

Housing Supply

1
new units authorized (2025)
  • Single-family: 1
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+125
net migration (filers, 2021-2022)
  • Inflow: 2,005 (avg $52,733)
  • Outflow: 1,880 (avg $52,790)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in Cotton County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 73533 235.4 +13.70% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Cotton County Compares

MetricCotton CountyOklahoma AverageU.S. Average
Median Home Value $113,900 $152,012 $227,706
Median Gross Rent $772 $839 $968
Owner Occupancy Rate 80.3% 72.3% 73.3%
Price/Rent Ratio 12.3 14.9 18.7

Market Analysis

The median home value in Cotton County is 25.1% below the Oklahoma state average and 50.0% below the U.S. national average. The median rent of $772/month is 8.0% below the state average.

With a price-to-rent ratio of 12.3, buying a home in Cotton County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.

Cotton County has an owner-occupancy rate of 80.3%, compared to 72.3% in Oklahoma and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Decatur County Iowa $113,900 $611
Brown County Nebraska $113,900 $876
Crenshaw County Alabama $114,000 $661
Lamar County Alabama $114,000 $549
Fulton County Arkansas $113,800 $626

Other Counties in Oklahoma

CountyMedian Home ValueMedian RentOwner Occ.
Coal County $115,700 $722 69.4%
Caddo County $115,700 $734 72.7%
Okfuskee County $115,900 $716 68.8%
Johnston County $116,500 $762 72.2%
Adair County $117,800 $667 68.5%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).