San Francisco County, California Housing Market
In San Francisco County, California, the median home value is $1,394,500, with a median monthly rent of $2,476. This places San Francisco County at #6 nationally out of 3134 counties by median home value, and #4 within California.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $3,981
- Establishments: 65,884
- BLS QCEW, 2025
Housing Supply
- Single-family: 20
- Multi-family: 1,424
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 390,360 (avg $262,255)
- Outflow: 389,463 (avg $271,450)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in San Francisco County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 94131 | 248.7 | +0.10% | 2025 |
| 2 | 94121 | 259.3 | +18.04% | 2025 |
| 3 | 94122 | 251.3 | -15.05% | 2025 |
| 4 | 94127 | 219.4 | -7.19% | 2025 |
| 5 | 94116 | 291.1 | -5.17% | 2025 |
| 6 | 94132 | 335.1 | +7.65% | 2025 |
| 7 | 94134 | 306.2 | +4.69% | 2025 |
| 8 | 94124 | 312.1 | -0.62% | 2025 |
| 9 | 94112 | 321.2 | +3.68% | 2025 |
| 10 | 94110 | 312.9 | -0.29% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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| Metric | San Francisco County | California Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $1,394,500 | $609,221 | $227,706 |
| Median Gross Rent | $2,476 | $1,690 | $968 |
| Owner Occupancy Rate | 38.2% | 63.4% | 73.3% |
| Price/Rent Ratio | 46.9 | 28.5 | 18.7 |
Market Analysis
The median home value in San Francisco County is 128.9% above the California state average and 512.4% above the U.S. national average. The median rent of $2,476/month is 46.5% above the state average.
With a price-to-rent ratio of 46.9, San Francisco County is a strongly rent-favored market. Home prices are high relative to rents, meaning renting is typically far cheaper than owning in the near term.
San Francisco County has an owner-occupancy rate of 38.2%, compared to 63.4% in California and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Santa Clara County | California | $1,490,600 | $2,857 |
| Marin County | California | $1,507,300 | $2,668 |
| San Mateo County | California | $1,559,600 | $2,922 |
| Nantucket County | Massachusetts | $1,593,800 | $2,213 |
| Dukes County | Massachusetts | $1,165,800 | $1,277 |
Other Counties in California
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Santa Clara County | $1,490,600 | $2,857 | 55.1% |
| Marin County | $1,507,300 | $2,668 | 64.7% |
| San Mateo County | $1,559,600 | $2,922 | 58.5% |
| Alameda County | $1,090,100 | $2,357 | 54.4% |
| Santa Cruz County | $1,027,500 | $2,264 | 59.9% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).