Lumpkin County, Georgia Housing Market
In Lumpkin County, Georgia, the median home value is $307,900, with a median monthly rent of $1,142. This places Lumpkin County at #584 nationally out of 3134 counties by median home value, and #22 within Georgia.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $902
- Establishments: 719
- BLS QCEW, 2025
Housing Supply
- Single-family: 270
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 12,094 (avg $74,245)
- Outflow: 11,137 (avg $73,568)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Lumpkin County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 30528 | 238.8 | +0.30% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Lumpkin County Compares
| Metric | Lumpkin County | Georgia Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $307,900 | $197,932 | $227,706 |
| Median Gross Rent | $1,142 | $965 | $968 |
| Owner Occupancy Rate | 76.3% | 70.6% | 73.3% |
| Price/Rent Ratio | 22.5 | 16.6 | 18.7 |
Market Analysis
The median home value in Lumpkin County is 55.6% above the Georgia state average and 35.2% above the U.S. national average. The median rent of $1,142/month is 18.3% above the state average.
With a price-to-rent ratio of 22.5, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Lumpkin County has an owner-occupancy rate of 76.3%, compared to 70.6% in Georgia and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| McHenry County | Illinois | $308,100 | $1,401 |
| Caroline County | Virginia | $307,700 | $1,293 |
| Hendricks County | Indiana | $307,600 | $1,436 |
| Northeastern Connecticut Planning Region | Connecticut | $307,600 | $1,155 |
| Beaverhead County | Montana | $308,300 | $837 |
Other Counties in Georgia
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Union County | $307,400 | $808 | 84.4% |
| Fannin County | $306,600 | $900 | 78.6% |
| Pike County | $305,600 | $993 | 84.6% |
| Columbia County | $305,300 | $1,409 | 78.1% |
| Harris County | $302,800 | $1,048 | 88.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).