Floyd County, Kentucky Housing Market
In Floyd County, Kentucky, the median home value is $98,700, with a median monthly rent of $672. This places Floyd County at #2934 nationally out of 3134 counties by median home value, and #104 within Kentucky.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $957
- Establishments: 1,092
- BLS QCEW, 2025
Housing Supply
- Single-family: 2
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 11,069 (avg $50,137)
- Outflow: 10,717 (avg $50,355)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Floyd County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 41653 | 177.7 | -1.47% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Floyd County Compares
| Metric | Floyd County | Kentucky Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $98,700 | $160,835 | $227,706 |
| Median Gross Rent | $672 | $793 | $968 |
| Owner Occupancy Rate | 72.2% | 73.4% | 73.3% |
| Price/Rent Ratio | 12.2 | 16.6 | 18.7 |
Market Analysis
The median home value in Floyd County is 38.6% below the Kentucky state average and 56.7% below the U.S. national average. The median rent of $672/month is 15.3% below the state average.
With a price-to-rent ratio of 12.2, buying a home in Floyd County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
Floyd County has an owner-occupancy rate of 72.2%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Haskell County | Texas | $98,700 | $782 |
| Wilcox County | Alabama | $98,800 | $745 |
| Wibaux County | Montana | $98,600 | $963 |
| Cimarron County | Oklahoma | $98,600 | $718 |
| Zavala County | Texas | $98,800 | $548 |
Other Counties in Kentucky
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Lewis County | $96,000 | $751 | 79.2% |
| Union County | $104,500 | $790 | 70.2% |
| Perry County | $91,800 | $798 | 70.4% |
| Clay County | $90,700 | $724 | 76.4% |
| Bell County | $89,000 | $592 | 58.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).