El Dorado County, California Housing Market

In El Dorado County, California, the median home value is $679,900, with a median monthly rent of $1,715. This places El Dorado County at #57 nationally out of 3134 counties by median home value, and #19 within California.

Median Home Value $679,900
Median Rent $1,715/mo
Owner Occupancy 77.2%
Price/Rent Ratio 33.0

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in El Dorado County rose +0.5% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

48,073
jobs (private sector)
  • Avg weekly wage: $1,268
  • Establishments: 6,485
  • BLS QCEW, 2025
🏗️

Housing Supply

477
new units authorized (2025)
  • Single-family: 345
  • Multi-family: 132
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+2785
net migration (filers, 2021-2022)
  • Inflow: 81,534 (avg $130,148)
  • Outflow: 78,749 (avg $129,043)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 10 active ZIP codes in El Dorado County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 96142 351.4 +49.37% 2025
2 95664 289.7 — 2025
3 95614 253.9 -2.21% 2025
4 95709 247.2 -2.41% 2025
5 95619 272.1 -5.87% 2025
6 95633 232.7 -1.29% 2025
7 95684 249.1 +0.14% 2025
8 95623 239.3 -1.69% 2025
9 95634 215.7 — 2024
10 95603 272.0 +2.24% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How El Dorado County Compares

MetricEl Dorado CountyCalifornia AverageU.S. Average
Median Home Value $679,900 $609,221 $227,706
Median Gross Rent $1,715 $1,690 $968
Owner Occupancy Rate 77.2% 63.4% 73.3%
Price/Rent Ratio 33.0 28.5 18.7

Market Analysis

The median home value in El Dorado County is 11.6% above the California state average and 198.6% above the U.S. national average. The median rent of $1,715/month is 1.5% above the state average.

With a price-to-rent ratio of 33.0, El Dorado County is a strongly rent-favored market. Home prices are high relative to rents, meaning renting is typically far cheaper than owning in the near term.

El Dorado County has an owner-occupancy rate of 77.2%, compared to 63.4% in California and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Norfolk County Massachusetts $683,900 $2,149
Richmond County New York $675,500 $1,733
Nassau County New York $684,700 $2,252
Placer County California $688,100 $2,069
Teton County Idaho $690,500 $1,319

Other Counties in California

CountyMedian Home ValueMedian RentOwner Occ.
Placer County $688,100 $2,069 74.8%
Mono County $639,400 $1,629 65.4%
Nevada County $621,800 $1,677 75.5%
Yolo County $620,700 $1,857 54.3%
Solano County $617,700 $2,163 63.0%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).