Columbia County, New York Housing Market
In Columbia County, New York, the median home value is $347,100, with a median monthly rent of $1,260. This places Columbia County at #432 nationally out of 3134 counties by median home value, and #15 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,067
- Establishments: 2,104
- BLS QCEW, 2025
Housing Supply
- Single-family: 106
- Multi-family: 5
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 27,179 (avg $108,097)
- Outflow: 26,065 (avg $106,850)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 7 active ZIP codes in Columbia County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 12106 | 273.8 | -25.86% | 2025 |
| 2 | 12037 | 275.2 | +11.37% | 2025 |
| 3 | 12184 | 297.8 | -8.47% | 2025 |
| 4 | 12123 | 263.3 | +16.48% | 2025 |
| 5 | 12526 | 393.0 | +6.39% | 2025 |
| 6 | 12571 | 298.4 | +11.79% | 2025 |
| 7 | 12534 | 396.1 | +8.62% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Columbia County Compares
| Metric | Columbia County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $347,100 | $281,200 | $227,706 |
| Median Gross Rent | $1,260 | $1,168 | $968 |
| Owner Occupancy Rate | 76.3% | 69.3% | 73.3% |
| Price/Rent Ratio | 23.0 | 18.4 | 18.7 |
Market Analysis
The median home value in Columbia County is 23.4% above the New York state average and 52.4% above the U.S. national average. The median rent of $1,260/month is 7.9% above the state average.
With a price-to-rent ratio of 23.0, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Columbia County has an owner-occupancy rate of 76.3%, compared to 69.3% in New York and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Sanpete County | Utah | $347,200 | $954 |
| St. Lucie County | Florida | $347,300 | $1,585 |
| Northumberland County | Virginia | $346,800 | $1,038 |
| Suffolk city | Virginia | $347,400 | $1,563 |
| Matanuska-Susitna Borough | Alaska | $346,600 | $1,299 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Saratoga County | $348,600 | $1,394 | 72.3% |
| Ulster County | $352,500 | $1,425 | 69.9% |
| Orange County | $387,900 | $1,680 | 67.8% |
| Albany County | $294,600 | $1,313 | 56.6% |
| Dutchess County | $400,600 | $1,582 | 69.2% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).