Dutchess County, New York Housing Market
In Dutchess County, New York, the median home value is $400,600, with a median monthly rent of $1,582. This places Dutchess County at #283 nationally out of 3134 counties by median home value, and #11 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,321
- Establishments: 8,640
- BLS QCEW, 2025
Housing Supply
- Single-family: 292
- Multi-family: 260
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 127,205 (avg $108,227)
- Outflow: 123,587 (avg $108,148)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Dutchess County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 12508 | 458.5 | +14.58% | 2025 |
| 2 | 12538 | 271.3 | +3.48% | 2025 |
| 3 | 12580 | 263.3 | +4.34% | 2025 |
| 4 | 12594 | 236.4 | +15.32% | 2025 |
| 5 | 12601 | 299.4 | +8.26% | 2025 |
| 6 | 12582 | 229.7 | +5.73% | 2025 |
| 7 | 12572 | 350.7 | +8.82% | 2025 |
| 8 | 12540 | 223.1 | +6.95% | 2025 |
| 9 | 12564 | 244.1 | +2.44% | 2025 |
| 10 | 12603 | 252.8 | +6.72% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Dutchess County Compares
| Metric | Dutchess County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $400,600 | $281,200 | $227,706 |
| Median Gross Rent | $1,582 | $1,168 | $968 |
| Owner Occupancy Rate | 69.2% | 69.3% | 73.3% |
| Price/Rent Ratio | 21.1 | 18.4 | 18.7 |
Market Analysis
The median home value in Dutchess County is 42.5% above the New York state average and 75.9% above the U.S. national average. The median rent of $1,582/month is 35.4% above the state average.
With a price-to-rent ratio of 21.1, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Dutchess County has an owner-occupancy rate of 69.2%, compared to 69.3% in New York and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Park County | Wyoming | $400,500 | $925 |
| Hanover County | Virginia | $400,400 | $1,591 |
| Poquoson city | Virginia | $400,300 | $1,707 |
| Hays County | Texas | $399,800 | $1,495 |
| Ocean County | New Jersey | $398,400 | $1,755 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Orange County | $387,900 | $1,680 | 67.8% |
| Ulster County | $352,500 | $1,425 | 69.9% |
| Saratoga County | $348,600 | $1,394 | 72.3% |
| Columbia County | $347,100 | $1,260 | 76.3% |
| Putnam County | $471,300 | $1,775 | 83.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).