Ulster County, New York Housing Market
In Ulster County, New York, the median home value is $352,500, with a median monthly rent of $1,425. This places Ulster County at #404 nationally out of 3134 counties by median home value, and #13 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,074
- Establishments: 5,616
- BLS QCEW, 2025
Housing Supply
- Single-family: 273
- Multi-family: 161
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 78,211 (avg $91,292)
- Outflow: 75,296 (avg $89,937)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Ulster County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 12440 | 310.9 | -6.44% | 2025 |
| 2 | 12449 | 327.3 | -4.57% | 2025 |
| 3 | 12466 | 336.1 | -6.32% | 2025 |
| 4 | 12525 | 301.3 | — | 2025 |
| 5 | 12561 | 345.9 | +5.36% | 2025 |
| 6 | 12401 | 396.5 | +1.97% | 2025 |
| 7 | 12484 | 344.2 | -6.55% | 2025 |
| 8 | 12477 | 367.1 | +1.55% | 2025 |
| 9 | 12443 | 307.6 | +4.19% | 2025 |
| 10 | 12528 | 302.9 | +3.94% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
🔗 Explore Ulster County on Our Sister Sites
Get the complete picture for Ulster County — financing options and ongoing ownership costs.
💰 Mortgage Guide → 🧾 Property Tax Data →How Ulster County Compares
| Metric | Ulster County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $352,500 | $281,200 | $227,706 |
| Median Gross Rent | $1,425 | $1,168 | $968 |
| Owner Occupancy Rate | 69.9% | 69.3% | 73.3% |
| Price/Rent Ratio | 20.6 | 18.4 | 18.7 |
Market Analysis
The median home value in Ulster County is 25.4% above the New York state average and 54.8% above the U.S. national average. The median rent of $1,425/month is 22.0% above the state average.
With a price-to-rent ratio of 20.6, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Ulster County has an owner-occupancy rate of 69.9%, compared to 69.3% in New York and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Glenn County | California | $352,400 | $1,120 |
| Granite County | Montana | $352,700 | $675 |
| New Castle County | Delaware | $352,200 | $1,448 |
| Middlesex County | Virginia | $352,200 | $1,059 |
| Richmond city | Virginia | $353,000 | $1,372 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Saratoga County | $348,600 | $1,394 | 72.3% |
| Columbia County | $347,100 | $1,260 | 76.3% |
| Orange County | $387,900 | $1,680 | 67.8% |
| Dutchess County | $400,600 | $1,582 | 69.2% |
| Albany County | $294,600 | $1,313 | 56.6% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).