Calaveras County, California Housing Market

In Calaveras County, California, the median home value is $457,200, with a median monthly rent of $1,625. This places Calaveras County at #183 nationally out of 3134 counties by median home value, and #29 within California.

Median Home Value $457,200
Median Rent $1,625/mo
Owner Occupancy 84.0%
Price/Rent Ratio 23.4

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Calaveras County fell -1.0% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

7,113
jobs (private sector)
  • Avg weekly wage: $1,045
  • Establishments: 1,364
  • BLS QCEW, 2025
🏗️

Housing Supply

72
new units authorized (2025)
  • Single-family: 72
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+1201
net migration (filers, 2021-2022)
  • Inflow: 18,879 (avg $87,196)
  • Outflow: 17,678 (avg $86,172)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 9 active ZIP codes in Calaveras County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 95228 235.9 +6.21% 2025
2 95222 230.6 -5.65% 2025
3 95236 320.8 +7.67% 2025
4 95247 248.1 -0.14% 2025
5 95252 289.1 +3.45% 2025
6 95249 249.2 +0.63% 2025
7 95255 268.9 — 2024
8 95245 225.7 — 2024
9 95246 245.4 +20.19% 2022

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Calaveras County Compares

MetricCalaveras CountyCalifornia AverageU.S. Average
Median Home Value $457,200 $609,221 $227,706
Median Gross Rent $1,625 $1,690 $968
Owner Occupancy Rate 84.0% 63.4% 73.3%
Price/Rent Ratio 23.4 28.5 18.7

Market Analysis

The median home value in Calaveras County is 25.0% below the California state average and 100.8% above the U.S. national average. The median rent of $1,625/month is 3.8% below the state average.

With a price-to-rent ratio of 23.4, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Calaveras County has an owner-occupancy rate of 84.0%, compared to 63.4% in California and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Leelanau County Michigan $458,400 $1,228
Fulton County Georgia $458,800 $1,732
Beaufort County South Carolina $455,600 $1,653
Passaic County New Jersey $459,500 $1,621
Orange County North Carolina $459,500 $1,496

Other Counties in California

CountyMedian Home ValueMedian RentOwner Occ.
Stanislaus County $450,100 $1,623 61.2%
Amador County $449,800 $1,421 80.4%
Humboldt County $446,900 $1,287 56.5%
Sutter County $433,500 $1,439 61.3%
Tuolumne County $433,200 $1,302 73.9%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).