Pondera County, Montana Housing Market
In Pondera County, Montana, the median home value is $206,100, with a median monthly rent of $784. This places Pondera County at #1339 nationally out of 3134 counties by median home value, and #37 within Montana.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $908
- Establishments: 197
- BLS QCEW, 2025
Migration Patterns
- Inflow: 2,432 (avg $53,590)
- Outflow: 2,299 (avg $53,374)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Pondera County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 59425 | 352.0 | -1.01% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Pondera County Compares
| Metric | Pondera County | Montana Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $206,100 | $276,876 | $227,706 |
| Median Gross Rent | $784 | $842 | $968 |
| Owner Occupancy Rate | 67.7% | 73.0% | 73.3% |
| Price/Rent Ratio | 21.9 | 27.2 | 18.7 |
Market Analysis
The median home value in Pondera County is 25.6% below the Montana state average and 9.5% below the U.S. national average. The median rent of $784/month is 6.9% below the state average.
With a price-to-rent ratio of 21.9, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Pondera County has an owner-occupancy rate of 67.7%, compared to 73.0% in Montana and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Gray County | Kansas | $206,000 | $808 |
| Columbia County | Pennsylvania | $206,200 | $943 |
| Rhea County | Tennessee | $206,000 | $839 |
| Washakie County | Wyoming | $206,000 | $720 |
| Deuel County | South Dakota | $205,900 | $642 |
Other Counties in Montana
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Chouteau County | $207,800 | $536 | 68.2% |
| Hill County | $202,600 | $776 | 66.1% |
| Petroleum County | $201,400 | $800 | 72.9% |
| McCone County | $211,600 | $556 | 89.8% |
| Golden Valley County | $212,200 | $783 | 81.1% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).