Otoe County, Nebraska Housing Market
In Otoe County, Nebraska, the median home value is $201,600, with a median monthly rent of $914. This places Otoe County at #1381 nationally out of 3134 counties by median home value, and #19 within Nebraska.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $981
- Establishments: 450
- BLS QCEW, 2025
Housing Supply
- Single-family: 24
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 6,763 (avg $78,714)
- Outflow: 6,382 (avg $79,437)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 2 active ZIP codes in Otoe County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 68410 | 222.6 | +2.64% | 2025 |
| 2 | 68446 | 270.9 | +3.32% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Otoe County Compares
| Metric | Otoe County | Nebraska Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $201,600 | $164,635 | $227,706 |
| Median Gross Rent | $914 | $796 | $968 |
| Owner Occupancy Rate | 82.3% | 74.0% | 73.3% |
| Price/Rent Ratio | 18.4 | 17.2 | 18.7 |
Market Analysis
The median home value in Otoe County is 22.5% above the Nebraska state average and 11.5% below the U.S. national average. The median rent of $914/month is 14.8% above the state average.
With a price-to-rent ratio of 18.4, the buy-vs-rent decision in Otoe County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Otoe County has an owner-occupancy rate of 82.3%, compared to 74.0% in Nebraska and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Callaway County | Missouri | $201,600 | $887 |
| Marshall County | Alabama | $201,500 | $795 |
| Navajo County | Arizona | $201,500 | $858 |
| Liberty County | Georgia | $201,500 | $1,246 |
| Finney County | Kansas | $201,400 | $1,048 |
Other Counties in Nebraska
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Banner County | $205,700 | $975 | 67.9% |
| Saline County | $197,400 | $914 | 75.9% |
| Pierce County | $196,000 | $884 | 78.1% |
| Stanton County | $195,400 | $902 | 78.3% |
| Phelps County | $194,900 | $815 | 68.3% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).