Navajo County, Arizona Housing Market

In Navajo County, Arizona, the median home value is $201,500, with a median monthly rent of $858. This places Navajo County at #1383 nationally out of 3134 counties by median home value, and #12 within Arizona.

Median Home Value $201,500
Median Rent $858/mo
Owner Occupancy 73.2%
Price/Rent Ratio 19.6

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Navajo County rose +3.2% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

18,844
jobs (private sector)
  • Avg weekly wage: $913
  • Establishments: 1,847
  • BLS QCEW, 2025
🏗️

Housing Supply

441
new units authorized (2025)
  • Single-family: 417
  • Multi-family: 24
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+2545
net migration (filers, 2021-2022)
  • Inflow: 39,359 (avg $57,819)
  • Outflow: 36,814 (avg $56,986)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 7 active ZIP codes in Navajo County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 85935 334.2 +11.23% 2025
2 85928 232.6 — 2024
3 85933 327.7 +1.13% 2025
4 85929 311.1 +2.39% 2025
5 85937 314.2 +1.98% 2025
6 85939 339.8 +2.11% 2025
7 86025 303.4 +1.20% 2024

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Navajo County Compares

MetricNavajo CountyArizona AverageU.S. Average
Median Home Value $201,500 $265,720 $227,706
Median Gross Rent $858 $1,073 $968
Owner Occupancy Rate 73.2% 70.7% 73.3%
Price/Rent Ratio 19.6 19.9 18.7

Market Analysis

The median home value in Navajo County is 24.2% below the Arizona state average and 11.5% below the U.S. national average. The median rent of $858/month is 20.0% below the state average.

With a price-to-rent ratio of 19.6, the buy-vs-rent decision in Navajo County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Navajo County has an owner-occupancy rate of 73.2%, compared to 70.7% in Arizona and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Marshall County Alabama $201,500 $795
Liberty County Georgia $201,500 $1,246
Finney County Kansas $201,400 $1,048
Callaway County Missouri $201,600 $887
Petroleum County Montana $201,400 $800

Other Counties in Arizona

CountyMedian Home ValueMedian RentOwner Occ.
Graham County $212,000 $935 73.1%
Yuma County $217,800 $993 71.0%
Cochise County $218,300 $995 71.0%
Santa Cruz County $233,000 $829 69.3%
Greenlee County $158,600 $648 53.0%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).