Ogle County, Illinois Housing Market
In Ogle County, Illinois, the median home value is $189,200, with a median monthly rent of $936. This places Ogle County at #1527 nationally out of 3134 counties by median home value, and #20 within Illinois.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,266
- Establishments: 941
- BLS QCEW, 2025
Housing Supply
- Single-family: 81
- Multi-family: 6
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 22,014 (avg $76,518)
- Outflow: 21,112 (avg $77,457)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Ogle County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 61030 | 166.8 | -8.72% | 2025 |
| 2 | 61102 | 218.6 | +20.19% | 2025 |
| 3 | 61054 | 153.8 | -2.39% | 2025 |
| 4 | 61084 | 189.0 | +1.06% | 2025 |
| 5 | 61020 | 192.0 | +13.81% | 2025 |
| 6 | 61109 | 203.0 | +6.66% | 2025 |
| 7 | 61047 | 193.0 | — | 2025 |
| 8 | 61061 | 176.7 | +5.60% | 2025 |
| 9 | 61088 | 191.5 | +7.17% | 2025 |
| 10 | 61052 | 190.0 | +2.85% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
📝 Editor's Insight
None
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Ogle County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Ogle County →How Ogle County Compares
| Metric | Ogle County | Illinois Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $189,200 | $153,019 | $227,706 |
| Median Gross Rent | $936 | $867 | $968 |
| Owner Occupancy Rate | 75.4% | 75.8% | 73.3% |
| Price/Rent Ratio | 16.8 | 14.5 | 18.7 |
Market Analysis
The median home value in Ogle County is 23.6% above the Illinois state average and 16.9% below the U.S. national average. The median rent of $936/month is 8.0% above the state average.
With a price-to-rent ratio of 16.8, the buy-vs-rent decision in Ogle County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Ogle County has an owner-occupancy rate of 75.4%, compared to 75.8% in Illinois and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Grainger County | Tennessee | $189,200 | $746 |
| Gilliam County | Oregon | $189,300 | $1,125 |
| Archer County | Texas | $189,100 | $770 |
| York County | Nebraska | $189,400 | $877 |
| Bledsoe County | Tennessee | $189,400 | $830 |
Other Counties in Illinois
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Effingham County | $189,500 | $733 | 78.2% |
| Calhoun County | $190,900 | $583 | 88.7% |
| Clinton County | $192,400 | $912 | 80.3% |
| Kankakee County | $192,600 | $1,097 | 69.9% |
| Menard County | $185,500 | $885 | 79.5% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).