Hardin County, Texas Housing Market
In Hardin County, Texas, the median home value is $205,700, with a median monthly rent of $1,049. This places Hardin County at #1350 nationally out of 3134 counties by median home value, and #76 within Texas.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,078
- Establishments: 912
- BLS QCEW, 2025
Housing Supply
- Single-family: 374
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 21,984 (avg $80,997)
- Outflow: 20,883 (avg $81,644)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 3 active ZIP codes in Hardin County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 77659 | 290.3 | +6.15% | 2025 |
| 2 | 77656 | 264.8 | +5.35% | 2025 |
| 3 | 77657 | 237.2 | +7.00% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Hardin County Compares
| Metric | Hardin County | Texas Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $205,700 | $186,278 | $227,706 |
| Median Gross Rent | $1,049 | $997 | $968 |
| Owner Occupancy Rate | 82.3% | 73.2% | 73.3% |
| Price/Rent Ratio | 16.3 | 15.2 | 18.7 |
Market Analysis
The median home value in Hardin County is 10.4% above the Texas state average and 9.7% below the U.S. national average. The median rent of $1,049/month is 5.2% above the state average.
With a price-to-rent ratio of 16.3, the buy-vs-rent decision in Hardin County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Hardin County has an owner-occupancy rate of 82.3%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Banner County | Nebraska | $205,700 | $975 |
| Hemphill County | Texas | $205,700 | $836 |
| Clark County | Kentucky | $205,800 | $938 |
| Polk County | Missouri | $205,800 | $814 |
| Grady County | Oklahoma | $205,800 | $883 |
Other Counties in Texas
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Hemphill County | $205,700 | $836 | 71.1% |
| Montague County | $206,400 | $1,008 | 79.9% |
| Irion County | $204,400 | $1,950 | 82.8% |
| Jackson County | $203,900 | $1,065 | 70.8% |
| Gregg County | $203,400 | $1,102 | 60.3% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).