Habersham County, Georgia Housing Market
In Habersham County, Georgia, the median home value is $238,300, with a median monthly rent of $974. This places Habersham County at #1003 nationally out of 3134 counties by median home value, and #47 within Georgia.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $999
- Establishments: 1,102
- BLS QCEW, 2025
Housing Supply
- Single-family: 378
- Multi-family: 12
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 17,266 (avg $67,322)
- Outflow: 16,013 (avg $67,404)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 4 active ZIP codes in Habersham County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 30523 | 236.7 | +6.10% | 2025 |
| 2 | 30563 | 254.2 | +1.45% | 2025 |
| 3 | 30535 | 237.6 | -0.56% | 2025 |
| 4 | 30531 | 226.5 | +5.95% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Habersham County Compares
| Metric | Habersham County | Georgia Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $238,300 | $197,932 | $227,706 |
| Median Gross Rent | $974 | $965 | $968 |
| Owner Occupancy Rate | 72.8% | 70.6% | 73.3% |
| Price/Rent Ratio | 20.4 | 16.6 | 18.7 |
Market Analysis
The median home value in Habersham County is 20.4% above the Georgia state average and 4.7% above the U.S. national average. The median rent of $974/month is 0.9% above the state average.
With a price-to-rent ratio of 20.4, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Habersham County has an owner-occupancy rate of 72.8%, compared to 70.6% in Georgia and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Judith Basin County | Montana | $238,300 | $495 |
| Kennebec County | Maine | $238,200 | $992 |
| Rowan County | North Carolina | $238,400 | $1,013 |
| Oneida County | Wisconsin | $238,400 | $885 |
| Essex County | Virginia | $238,100 | $972 |
Other Counties in Georgia
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Butts County | $240,600 | $941 | 74.3% |
| Catoosa County | $240,900 | $993 | 74.2% |
| Jasper County | $243,400 | $970 | 85.6% |
| Lee County | $231,800 | $1,184 | 74.2% |
| Oglethorpe County | $231,600 | $913 | 83.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).