Grayson County, Texas Housing Market
In Grayson County, Texas, the median home value is $248,400, with a median monthly rent of $1,310. This places Grayson County at #906 nationally out of 3134 counties by median home value, and #47 within Texas.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,183
- Establishments: 3,113
- BLS QCEW, 2025
Housing Supply
- Single-family: 1,175
- Multi-family: 706
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 55,729 (avg $78,736)
- Outflow: 51,712 (avg $78,578)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 7 active ZIP codes in Grayson County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 75459 | 338.0 | +7.49% | 2025 |
| 2 | 75021 | 407.8 | +0.63% | 2025 |
| 3 | 75076 | 316.4 | -1.32% | 2025 |
| 4 | 75092 | 278.8 | -3.89% | 2025 |
| 5 | 75090 | 322.8 | +4.27% | 2025 |
| 6 | 75058 | 271.8 | -2.15% | 2025 |
| 7 | 75020 | 340.9 | +3.80% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Grayson County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Grayson County →How Grayson County Compares
| Metric | Grayson County | Texas Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $248,400 | $186,278 | $227,706 |
| Median Gross Rent | $1,310 | $997 | $968 |
| Owner Occupancy Rate | 66.8% | 73.2% | 73.3% |
| Price/Rent Ratio | 15.8 | 15.2 | 18.7 |
Market Analysis
The median home value in Grayson County is 33.3% above the Texas state average and 9.1% above the U.S. national average. The median rent of $1,310/month is 31.4% above the state average.
With a price-to-rent ratio of 15.8, the buy-vs-rent decision in Grayson County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Grayson County has an owner-occupancy rate of 66.8%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Jefferson County | Kentucky | $248,400 | $1,149 |
| Morrison County | Minnesota | $248,500 | $788 |
| York County | Pennsylvania | $248,600 | $1,193 |
| Tuscaloosa County | Alabama | $248,700 | $1,037 |
| Montour County | Pennsylvania | $248,100 | $1,142 |
Other Counties in Texas
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Lampasas County | $250,400 | $1,059 | 80.1% |
| Jack County | $251,200 | $960 | 72.2% |
| Glasscock County | $245,200 | $648 | 68.5% |
| McLennan County | $243,600 | $1,173 | 61.8% |
| Hunt County | $241,700 | $1,222 | 71.3% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).