Chester County, Pennsylvania Housing Market
In Chester County, Pennsylvania, the median home value is $485,600, with a median monthly rent of $1,763. This places Chester County at #148 nationally out of 3134 counties by median home value, and #1 within Pennsylvania.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,773
- Establishments: 16,320
- BLS QCEW, 2025
Housing Supply
- Single-family: 1,082
- Multi-family: 318
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 223,149 (avg $176,962)
- Outflow: 217,456 (avg $178,463)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Chester County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 19310 | 244.3 | -7.67% | 2025 |
| 2 | 17527 | 255.9 | -8.28% | 2025 |
| 3 | 19344 | 295.8 | +11.68% | 2025 |
| 4 | 19330 | 248.2 | +0.54% | 2025 |
| 5 | 19311 | 238.6 | +7.08% | 2025 |
| 6 | 19465 | 271.8 | +4.94% | 2025 |
| 7 | 19087 | 298.6 | +6.00% | 2025 |
| 8 | 19341 | 291.4 | +6.10% | 2025 |
| 9 | 19425 | 260.3 | +4.92% | 2025 |
| 10 | 19333 | 309.9 | +12.83% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Chester County Compares
| Metric | Chester County | Pennsylvania Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $485,600 | $212,079 | $227,706 |
| Median Gross Rent | $1,763 | $990 | $968 |
| Owner Occupancy Rate | 75.1% | 74.2% | 73.3% |
| Price/Rent Ratio | 23.0 | 17.5 | 18.7 |
Market Analysis
The median home value in Chester County is 129.0% above the Pennsylvania state average and 113.3% above the U.S. national average. The median rent of $1,763/month is 78.1% above the state average.
With a price-to-rent ratio of 23.0, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Chester County has an owner-occupancy rate of 75.1%, compared to 74.2% in Pennsylvania and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Stafford County | Virginia | $485,100 | $2,020 |
| Charlottesville city | Virginia | $486,700 | $1,540 |
| Adams County | Colorado | $484,200 | $1,781 |
| Fredericksburg city | Virginia | $483,700 | $1,619 |
| Blanco County | Texas | $483,500 | $1,017 |
Other Counties in Pennsylvania
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Bucks County | $445,700 | $1,605 | 77.8% |
| Montgomery County | $436,700 | $1,683 | 71.4% |
| Delaware County | $332,200 | $1,372 | 69.6% |
| Centre County | $323,500 | $1,207 | 61.8% |
| Northampton County | $308,600 | $1,395 | 71.1% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).