Stafford County, Virginia Housing Market
In Stafford County, Virginia, the median home value is $485,100, with a median monthly rent of $2,020. This places Stafford County at #149 nationally out of 3134 counties by median home value, and #14 within Virginia.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,065
- Establishments: 3,292
- BLS QCEW, 2025
Housing Supply
- Single-family: 419
- Multi-family: 31
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 63,375 (avg $101,080)
- Outflow: 58,555 (avg $102,823)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 2 active ZIP codes in Stafford County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 22554 | 294.6 | +6.11% | 2025 |
| 2 | 22405 | 310.7 | +3.18% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Stafford County Compares
| Metric | Stafford County | Virginia Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $485,100 | $295,807 | $227,706 |
| Median Gross Rent | $2,020 | $1,169 | $968 |
| Owner Occupancy Rate | 80.5% | 70.8% | 73.3% |
| Price/Rent Ratio | 20.0 | 20.3 | 18.7 |
Market Analysis
The median home value in Stafford County is 64.0% above the Virginia state average and 113.0% above the U.S. national average. The median rent of $2,020/month is 72.8% above the state average.
With a price-to-rent ratio of 20.0, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Stafford County has an owner-occupancy rate of 80.5%, compared to 70.8% in Virginia and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Chester County | Pennsylvania | $485,600 | $1,763 |
| Adams County | Colorado | $484,200 | $1,781 |
| Fredericksburg city | Virginia | $483,700 | $1,619 |
| Blanco County | Texas | $483,500 | $1,017 |
| Charlottesville city | Virginia | $486,700 | $1,540 |
Other Counties in Virginia
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Fredericksburg city | $483,700 | $1,619 | 39.7% |
| Charlottesville city | $486,700 | $1,540 | 44.2% |
| Albemarle County | $495,400 | $1,692 | 65.9% |
| Goochland County | $500,600 | $1,614 | 84.9% |
| Rappahannock County | $506,400 | $1,290 | 73.4% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).