Champaign County, Ohio Housing Market
In Champaign County, Ohio, the median home value is $204,000, with a median monthly rent of $905. This places Champaign County at #1359 nationally out of 3134 counties by median home value, and #30 within Ohio.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,062
- Establishments: 659
- BLS QCEW, 2025
Housing Supply
- Single-family: 45
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 16,523 (avg $64,747)
- Outflow: 15,925 (avg $64,724)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Champaign County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 43060 | 252.1 | +7.69% | 2025 |
| 2 | 43318 | 191.0 | +1.39% | 2025 |
| 3 | 43045 | 206.8 | -6.17% | 2025 |
| 4 | 45344 | 218.8 | +7.98% | 2025 |
| 5 | 43072 | 199.0 | +8.65% | 2025 |
| 6 | 43357 | 236.2 | +4.06% | 2025 |
| 7 | 43078 | 217.2 | +6.18% | 2025 |
| 8 | 43009 | 242.9 | +3.79% | 2025 |
| 9 | 45365 | 197.7 | +6.16% | 2025 |
| 10 | 45502 | 208.3 | +4.16% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Champaign County Compares
| Metric | Champaign County | Ohio Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $204,000 | $196,325 | $227,706 |
| Median Gross Rent | $905 | $904 | $968 |
| Owner Occupancy Rate | 76.8% | 73.7% | 73.3% |
| Price/Rent Ratio | 18.8 | 17.9 | 18.7 |
Market Analysis
The median home value in Champaign County is 3.9% above the Ohio state average and 10.4% below the U.S. national average. The median rent of $905/month is about equal to the state average.
With a price-to-rent ratio of 18.8, the buy-vs-rent decision in Champaign County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Champaign County has an owner-occupancy rate of 76.8%, compared to 73.7% in Ohio and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Union County | Tennessee | $204,000 | $847 |
| Washington County | Iowa | $203,900 | $879 |
| Jackson County | Texas | $203,900 | $1,065 |
| Accomack County | Virginia | $204,300 | $977 |
| Irion County | Texas | $204,400 | $1,950 |
Other Counties in Ohio
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Hancock County | $204,700 | $979 | 70.8% |
| Logan County | $203,200 | $845 | 77.6% |
| Putnam County | $201,100 | $855 | 87.1% |
| Shelby County | $208,100 | $922 | 73.7% |
| Erie County | $199,700 | $933 | 71.9% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).