Cedar County, Iowa Housing Market

In Cedar County, Iowa, the median home value is $211,300, with a median monthly rent of $879. This places Cedar County at #1291 nationally out of 3134 counties by median home value, and #19 within Iowa.

Median Home Value $211,300
Median Rent $879/mo
Owner Occupancy 81.5%
Price/Rent Ratio 20.0

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Cedar County rose +5.0% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

4,086
jobs (private sector)
  • Avg weekly wage: $1,009
  • Establishments: 540
  • BLS QCEW, 2025
🏗️

Housing Supply

67
new units authorized (2025)
  • Single-family: 22
  • Multi-family: 45
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+352
net migration (filers, 2021-2022)
  • Inflow: 7,956 (avg $78,031)
  • Outflow: 7,604 (avg $78,369)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 9 active ZIP codes in Cedar County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 52776 196.3 — 2025
2 52778 229.5 +9.00% 2025
3 52358 207.3 +0.43% 2025
4 52333 226.5 +7.01% 2025
5 52253 214.2 +15.21% 2025
6 52772 230.4 +5.75% 2025
7 52255 164.1 — 2024
8 52306 171.1 -16.34% 2022
9 52747 166.8 +1.15% 2023

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Cedar County Compares

MetricCedar CountyIowa AverageU.S. Average
Median Home Value $211,300 $171,037 $227,706
Median Gross Rent $879 $832 $968
Owner Occupancy Rate 81.5% 75.8% 73.3%
Price/Rent Ratio 20.0 17.0 18.7

Market Analysis

The median home value in Cedar County is 23.5% above the Iowa state average and 7.2% below the U.S. national average. The median rent of $879/month is 5.6% above the state average.

With a price-to-rent ratio of 20.0, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Cedar County has an owner-occupancy rate of 81.5%, compared to 75.8% in Iowa and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Henderson County Texas $211,300 $1,048
Nome Census Area Alaska $211,200 $1,394
McPherson County Kansas $211,200 $916
Carbon County Pennsylvania $211,400 $994
Waupaca County Wisconsin $211,400 $852

Other Counties in Iowa

CountyMedian Home ValueMedian RentOwner Occ.
Boone County $212,400 $845 80.0%
Poweshiek County $209,300 $883 71.2%
Linn County $214,300 $945 73.5%
Benton County $208,200 $826 85.0%
Washington County $203,900 $879 74.0%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).