Breckinridge County, Kentucky Housing Market
In Breckinridge County, Kentucky, the median home value is $156,700, with a median monthly rent of $733. This places Breckinridge County at #2096 nationally out of 3134 counties by median home value, and #58 within Kentucky.
📈 Price Trend (2017 → 2024)
ℹ️ FHFA HPI data is not available for this county due to limited mortgage transaction volume.
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $877
- Establishments: 401
- BLS QCEW, 2025
Housing Supply
- Single-family: 12
- Multi-family: 2
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 7,637 (avg $55,893)
- Outflow: 7,140 (avg $55,495)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 2 active ZIP codes in Breckinridge County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 40175 | 253.4 | +4.24% | 2025 |
| 2 | 42754 | 228.6 | +4.09% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
🔗 Explore Breckinridge County on Our Sister Sites
Get the complete picture for Breckinridge County — financing options and ongoing ownership costs.
💰 Mortgage Guide → 🧾 Property Tax Data →How Breckinridge County Compares
| Metric | Breckinridge County | Kentucky Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $156,700 | $160,835 | $227,706 |
| Median Gross Rent | $733 | $793 | $968 |
| Owner Occupancy Rate | 81.4% | 73.4% | 73.3% |
| Price/Rent Ratio | 17.8 | 16.6 | 18.7 |
Market Analysis
The median home value in Breckinridge County is 2.6% below the Kentucky state average and 31.2% below the U.S. national average. The median rent of $733/month is 7.6% below the state average.
With a price-to-rent ratio of 17.8, the buy-vs-rent decision in Breckinridge County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Breckinridge County has an owner-occupancy rate of 81.4%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Clay County | Alabama | $156,700 | $619 |
| Mifflin County | Pennsylvania | $156,700 | $822 |
| Calhoun County | Alabama | $156,600 | $826 |
| Osage County | Kansas | $156,800 | $785 |
| Koochiching County | Minnesota | $156,600 | $671 |
Other Counties in Kentucky
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Laurel County | $159,500 | $813 | 71.6% |
| Pendleton County | $159,800 | $793 | 74.7% |
| Edmonson County | $160,300 | $778 | 80.1% |
| Mason County | $161,500 | $727 | 66.1% |
| Rowan County | $161,800 | $825 | 61.5% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).