Bandera County, Texas Housing Market
In Bandera County, Texas, the median home value is $278,400, with a median monthly rent of $1,149. This places Bandera County at #737 nationally out of 3134 counties by median home value, and #38 within Texas.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $843
- Establishments: 470
- BLS QCEW, 2025
Migration Patterns
- Inflow: 9,629 (avg $107,157)
- Outflow: 8,780 (avg $107,222)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 2 active ZIP codes in Bandera County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 78063 | 313.9 | -5.77% | 2025 |
| 2 | 78023 | 260.2 | +3.89% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Bandera County Compares
| Metric | Bandera County | Texas Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $278,400 | $186,278 | $227,706 |
| Median Gross Rent | $1,149 | $997 | $968 |
| Owner Occupancy Rate | 85.9% | 73.2% | 73.3% |
| Price/Rent Ratio | 20.2 | 15.2 | 18.7 |
Market Analysis
The median home value in Bandera County is 49.5% above the Texas state average and 22.3% above the U.S. national average. The median rent of $1,149/month is 15.2% above the state average.
With a price-to-rent ratio of 20.2, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Bandera County has an owner-occupancy rate of 85.9%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Clay County | North Carolina | $278,400 | $804 |
| Humboldt County | Nevada | $278,300 | $994 |
| Banks County | Georgia | $278,100 | $827 |
| Washington County | Idaho | $278,100 | $938 |
| White County | Georgia | $278,900 | $1,032 |
Other Counties in Texas
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Harris County | $276,600 | $1,401 | 54.7% |
| Johnson County | $285,900 | $1,398 | 74.7% |
| Erath County | $269,100 | $1,146 | 63.1% |
| Washington County | $288,100 | $1,165 | 69.8% |
| Lee County | $267,800 | $1,067 | 77.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).