Baltimore County, Maryland Housing Market
In Baltimore County, Maryland, the median home value is $349,300, with a median monthly rent of $1,627. This places Baltimore County at #420 nationally out of 3134 counties by median home value, and #14 within Maryland.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,385
- Establishments: 23,466
- BLS QCEW, 2025
Housing Supply
- Single-family: 1,152
- Multi-family: 379
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 348,251 (avg $105,904)
- Outflow: 344,362 (avg $106,929)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Baltimore County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 21163 | 242.6 | -3.38% | 2025 |
| 2 | 21104 | 277.1 | +12.39% | 2025 |
| 3 | 21162 | 290.0 | +3.37% | 2025 |
| 4 | 21219 | 298.9 | +7.23% | 2025 |
| 5 | 21013 | 243.8 | +6.60% | 2025 |
| 6 | 21053 | 224.4 | +1.38% | 2025 |
| 7 | 21161 | 254.8 | +3.78% | 2025 |
| 8 | 21085 | 263.2 | +3.47% | 2025 |
| 9 | 21220 | 266.8 | +6.37% | 2025 |
| 10 | 21208 | 296.1 | +9.56% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Baltimore County Compares
| Metric | Baltimore County | Maryland Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $349,300 | $370,016 | $227,706 |
| Median Gross Rent | $1,627 | $1,459 | $968 |
| Owner Occupancy Rate | 66.4% | 72.7% | 73.3% |
| Price/Rent Ratio | 17.9 | 21.1 | 18.7 |
Market Analysis
The median home value in Baltimore County is 5.6% below the Maryland state average and 53.4% above the U.S. national average. The median rent of $1,627/month is 11.5% above the state average.
With a price-to-rent ratio of 17.9, the buy-vs-rent decision in Baltimore County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Baltimore County has an owner-occupancy rate of 66.4%, compared to 72.7% in Maryland and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Warren County | Ohio | $349,400 | $1,361 |
| Yellowstone County | Montana | $349,500 | $1,131 |
| Pinal County | Arizona | $349,000 | $1,537 |
| McKenzie County | North Dakota | $349,600 | $1,284 |
| Brunswick County | North Carolina | $349,800 | $1,351 |
Other Counties in Maryland
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Cecil County | $343,400 | $1,377 | 75.3% |
| Kent County | $330,900 | $1,209 | 72.5% |
| Worcester County | $374,700 | $1,159 | 78.0% |
| Harford County | $386,400 | $1,586 | 79.7% |
| Washington County | $296,100 | $1,147 | 66.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).