Cecil County, Maryland Housing Market
In Cecil County, Maryland, the median home value is $343,400, with a median monthly rent of $1,377. This places Cecil County at #448 nationally out of 3134 counties by median home value, and #15 within Maryland.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,143
- Establishments: 1,965
- BLS QCEW, 2025
Housing Supply
- Single-family: 142
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 42,027 (avg $81,981)
- Outflow: 39,958 (avg $82,220)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 9 active ZIP codes in Cecil County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 21904 | 283.2 | +13.75% | 2025 |
| 2 | 21919 | 298.3 | +4.71% | 2025 |
| 3 | 21918 | 268.8 | +15.22% | 2025 |
| 4 | 21903 | 270.1 | +7.43% | 2025 |
| 5 | 21915 | 264.2 | +4.88% | 2025 |
| 6 | 21921 | 248.4 | +8.92% | 2025 |
| 7 | 21901 | 253.2 | +2.91% | 2025 |
| 8 | 21911 | 245.6 | +0.63% | 2025 |
| 9 | 21917 | 229.2 | +1.86% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
🔗 Explore Cecil County on Our Sister Sites
Get the complete picture for Cecil County — financing options and ongoing ownership costs.
💰 Mortgage Guide → 🧾 Property Tax Data →How Cecil County Compares
| Metric | Cecil County | Maryland Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $343,400 | $370,016 | $227,706 |
| Median Gross Rent | $1,377 | $1,459 | $968 |
| Owner Occupancy Rate | 75.3% | 72.7% | 73.3% |
| Price/Rent Ratio | 20.8 | 21.1 | 18.7 |
Market Analysis
The median home value in Cecil County is 7.2% below the Maryland state average and 50.8% above the U.S. national average. The median rent of $1,377/month is 5.6% below the state average.
With a price-to-rent ratio of 20.8, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Cecil County has an owner-occupancy rate of 75.3%, compared to 72.7% in Maryland and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Greene County | Virginia | $343,300 | $1,309 |
| Delta County | Colorado | $343,200 | $1,121 |
| Bryan County | Georgia | $343,200 | $1,618 |
| Oakland County | Michigan | $343,600 | $1,376 |
| Winchester city | Virginia | $343,000 | $1,315 |
Other Counties in Maryland
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Baltimore County | $349,300 | $1,627 | 66.4% |
| Kent County | $330,900 | $1,209 | 72.5% |
| Worcester County | $374,700 | $1,159 | 78.0% |
| Harford County | $386,400 | $1,586 | 79.7% |
| Washington County | $296,100 | $1,147 | 66.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).