Adams County, Pennsylvania Housing Market

In Adams County, Pennsylvania, the median home value is $268,500, with a median monthly rent of $1,115. This places Adams County at #789 nationally out of 3134 counties by median home value, and #12 within Pennsylvania.

Median Home Value $268,500
Median Rent $1,115/mo
Owner Occupancy 78.9%
Price/Rent Ratio 20.1

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Adams County rose +2.2% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

29,159
jobs (private sector)
  • Avg weekly wage: $1,058
  • Establishments: 2,121
  • BLS QCEW, 2025
🏗️

Housing Supply

476
new units authorized (2025)
  • Single-family: 476
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+2036
net migration (filers, 2021-2022)
  • Inflow: 46,576 (avg $79,906)
  • Outflow: 44,540 (avg $79,588)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 10 active ZIP codes in Adams County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 17304 216.6 -13.18% 2025
2 17301 232.9 +7.79% 2025
3 17307 226.5 -7.32% 2025
4 17353 245.7 -2.17% 2025
5 17320 240.7 -3.52% 2025
6 17344 217.2 -3.45% 2025
7 17324 289.8 +5.75% 2025
8 17316 250.8 +15.33% 2025
9 17325 245.9 +0.71% 2025
10 17331 245.5 +6.11% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Adams County Compares

MetricAdams CountyPennsylvania AverageU.S. Average
Median Home Value $268,500 $212,079 $227,706
Median Gross Rent $1,115 $990 $968
Owner Occupancy Rate 78.9% 74.2% 73.3%
Price/Rent Ratio 20.1 17.5 18.7

Market Analysis

The median home value in Adams County is 26.6% above the Pennsylvania state average and 17.9% above the U.S. national average. The median rent of $1,115/month is 12.6% above the state average.

With a price-to-rent ratio of 20.1, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Adams County has an owner-occupancy rate of 78.9%, compared to 74.2% in Pennsylvania and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Sullivan County New Hampshire $268,700 $1,211
Clearwater County Idaho $268,200 $875
Fremont County Wyoming $268,800 $898
Jessamine County Kentucky $268,100 $1,124
Brown County Indiana $269,100 $895

Other Counties in Pennsylvania

CountyMedian Home ValueMedian RentOwner Occ.
Monroe County $267,600 $1,393 80.2%
Pike County $272,600 $1,378 87.0%
Cumberland County $277,600 $1,249 71.3%
Berks County $257,300 $1,181 71.3%
Franklin County $249,800 $1,093 73.5%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).