Winnebago County, Iowa Housing Market

In Winnebago County, Iowa, the median home value is $135,000, with a median monthly rent of $717. This places Winnebago County at #2435 nationally out of 3134 counties by median home value, and #77 within Iowa.

Median Home Value $135,000
Median Rent $717/mo
Owner Occupancy 70.6%
Price/Rent Ratio 15.7

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Winnebago County rose +6.2% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

3,127
jobs (private sector)
  • Avg weekly wage: $945
  • Establishments: 352
  • BLS QCEW, 2025
🏗️

Housing Supply

4
new units authorized (2025)
  • Single-family: 4
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+259
net migration (filers, 2021-2022)
  • Inflow: 4,432 (avg $70,938)
  • Outflow: 4,173 (avg $72,027)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 2 active ZIP codes in Winnebago County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 50450 220.5 +12.33% 2025
2 50459 216.7 +7.24% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Winnebago County Compares

MetricWinnebago CountyIowa AverageU.S. Average
Median Home Value $135,000 $171,037 $227,706
Median Gross Rent $717 $832 $968
Owner Occupancy Rate 70.6% 75.8% 73.3%
Price/Rent Ratio 15.7 17.0 18.7

Market Analysis

The median home value in Winnebago County is 21.1% below the Iowa state average and 40.7% below the U.S. national average. The median rent of $717/month is 13.8% below the state average.

With a price-to-rent ratio of 15.7, the buy-vs-rent decision in Winnebago County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Winnebago County has an owner-occupancy rate of 70.6%, compared to 75.8% in Iowa and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Randolph County Illinois $135,100 $780
Stephenson County Illinois $134,900 $798
Sumner County Kansas $135,100 $825
Bladen County North Carolina $135,100 $773
Doniphan County Kansas $135,200 $776

Other Counties in Iowa

CountyMedian Home ValueMedian RentOwner Occ.
Des Moines County $136,500 $904 74.6%
Fayette County $136,800 $881 76.5%
Adams County $131,600 $893 77.1%
Hancock County $141,400 $736 82.5%
Lee County $141,400 $835 76.3%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).