Whitley County, Kentucky Housing Market
In Whitley County, Kentucky, the median home value is $131,800, with a median monthly rent of $798. This places Whitley County at #2469 nationally out of 3134 counties by median home value, and #75 within Kentucky.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $924
- Establishments: 1,018
- BLS QCEW, 2025
Housing Supply
- Single-family: 16
- Multi-family: 36
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 12,198 (avg $56,056)
- Outflow: 11,621 (avg $56,967)
- IRS Statistics of Income
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| Metric | Whitley County | Kentucky Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $131,800 | $160,835 | $227,706 |
| Median Gross Rent | $798 | $793 | $968 |
| Owner Occupancy Rate | 66.8% | 73.4% | 73.3% |
| Price/Rent Ratio | 13.8 | 16.6 | 18.7 |
Market Analysis
The median home value in Whitley County is 18.1% below the Kentucky state average and 42.1% below the U.S. national average. The median rent of $798/month is 0.6% above the state average.
With a price-to-rent ratio of 13.8, buying a home in Whitley County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
Whitley County has an owner-occupancy rate of 66.8%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Union County | Illinois | $131,700 | $648 |
| Nemaha County | Nebraska | $131,700 | $772 |
| Barbour County | West Virginia | $131,900 | $803 |
| Dixie County | Florida | $132,000 | $695 |
| Berrien County | Georgia | $131,600 | $782 |
Other Counties in Kentucky
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Carter County | $132,800 | $740 | 80.0% |
| Boyd County | $130,700 | $849 | 70.2% |
| Bath County | $129,800 | $659 | 74.7% |
| Greenup County | $134,000 | $860 | 80.3% |
| Fleming County | $134,700 | $715 | 74.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).