St. Louis County, Missouri Housing Market

In St. Louis County, Missouri, the median home value is $276,800, with a median monthly rent of $1,209. This places St. Louis County at #744 nationally out of 3134 counties by median home value, and #5 within Missouri.

Median Home Value $276,800
Median Rent $1,209/mo
Owner Occupancy 69.2%
Price/Rent Ratio 19.1

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in St. Louis County rose +3.8% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

538,707
jobs (private sector)
  • Avg weekly wage: $1,535
  • Establishments: 46,266
  • BLS QCEW, 2025
🏗️

Housing Supply

957
new units authorized (2025)
  • Single-family: 496
  • Multi-family: 461
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+4863
net migration (filers, 2021-2022)
  • Inflow: 415,444 (avg $134,055)
  • Outflow: 410,581 (avg $134,521)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 10 active ZIP codes in St. Louis County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 63034 195.5 +10.55% 2025
2 63134 258.7 +24.14% 2025
3 63124 237.8 +8.39% 2025
4 63141 231.7 +4.13% 2025
5 63074 237.0 +10.26% 2025
6 63088 241.2 +6.31% 2025
7 63017 235.2 +4.22% 2025
8 63114 232.8 +8.01% 2025
9 63127 258.9 +7.22% 2025
10 63137 150.7 +9.19% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How St. Louis County Compares

MetricSt. Louis CountyMissouri AverageU.S. Average
Median Home Value $276,800 $175,712 $227,706
Median Gross Rent $1,209 $782 $968
Owner Occupancy Rate 69.2% 73.7% 73.3%
Price/Rent Ratio 19.1 18.8 18.7

Market Analysis

The median home value in St. Louis County is 57.5% above the Missouri state average and 21.6% above the U.S. national average. The median rent of $1,209/month is 54.6% above the state average.

With a price-to-rent ratio of 19.1, the buy-vs-rent decision in St. Louis County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

St. Louis County has an owner-occupancy rate of 69.2%, compared to 73.7% in Missouri and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Charlevoix County Michigan $276,800 $949
Harris County Texas $276,600 $1,401
Boone County Kentucky $277,300 $1,373
Hernando County Florida $276,000 $1,298
Effingham County Georgia $276,000 $1,147

Other Counties in Missouri

CountyMedian Home ValueMedian RentOwner Occ.
Clay County $275,600 $1,243 69.5%
Christian County $274,900 $1,058 75.9%
Boone County $272,800 $1,088 57.7%
Cass County $292,400 $1,205 75.6%
Warren County $260,400 $995 80.2%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).