Cass County, Missouri Housing Market

In Cass County, Missouri, the median home value is $292,400, with a median monthly rent of $1,205. This places Cass County at #668 nationally out of 3134 counties by median home value, and #4 within Missouri.

Median Home Value $292,400
Median Rent $1,205/mo
Owner Occupancy 75.6%
Price/Rent Ratio 20.2

💰 Estimated monthly payment: from $1,620/mo (20% down, 30-yr fixed at 7.40%)  ·  Open full mortgage calculator for Cass County →

55.7 / 100
Market Score: Challenging · 📈 Growth Phase
💰 44.1 🏠 66.8 📈 53.4 ⚡ 62.2
How is this calculated?

Composite of 4 axes: Affordability (30%), Stability (25%), Momentum (25%), Vitality (20%), each normalized as a percentile rank across 3134 U.S. counties. Editorial rating only — not investment advice or a property valuation.

Market Phase classifies the current state of the market based on 5-year price growth and recent FHFA momentum: 🔥 Boom · 📈 Growth · ⚖️ Stable · ❄️ Cooling · 🌱 Recovering. This is a present-state classification, not a forecast.

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Cass County rose +2.5% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

26,203
jobs (private sector)
  • Avg weekly wage: $952
  • Establishments: 2,536
  • BLS QCEW, 2025
🏗️

Housing Supply

487
new units authorized (2025)
  • Single-family: 463
  • Multi-family: 24
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+2567
net migration (filers, 2021-2022)
  • Inflow: 45,213 (avg $90,689)
  • Outflow: 42,646 (avg $91,820)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 10 active ZIP codes in Cass County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 64746 267.9 +3.76% 2025
2 64061 269.6 +5.28% 2025
3 64734 267.4 +3.45% 2025
4 64080 259.6 +2.42% 2025
5 64082 244.8 +8.91% 2025
6 64040 266.5 +6.17% 2025
7 64012 256.7 +4.11% 2025
8 64034 246.8 +1.08% 2025
9 64701 242.0 +1.76% 2025
10 64747 267.8 +0.16% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Cass County Compares

MetricCass CountyMissouri AverageU.S. Average
Median Home Value $292,400 $175,712 $227,706
Median Gross Rent $1,205 $782 $968
Owner Occupancy Rate 75.6% 73.7% 73.3%
Price/Rent Ratio 20.2 18.8 18.7

Market Analysis

The median home value in Cass County is 66.4% above the Missouri state average and 28.4% above the U.S. national average. The median rent of $1,205/month is 54.1% above the state average.

With a price-to-rent ratio of 20.2, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Cass County has an owner-occupancy rate of 75.6%, compared to 73.7% in Missouri and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Converse County Wyoming $292,700 $866
Lincoln County Washington $292,800 $883
Copper River Census Area Alaska $292,800 $1,089
Rockdale County Georgia $292,900 $1,525
Bernalillo County New Mexico $292,900 $1,144

Other Counties in Missouri

CountyMedian Home ValueMedian RentOwner Occ.
Camden County $305,400 $876 82.5%
St. Louis County $276,800 $1,209 69.2%
Clay County $275,600 $1,243 69.5%
Christian County $274,900 $1,058 75.9%
Boone County $272,800 $1,088 57.7%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-15. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).