St. Louis city, Missouri Housing Market
In St. Louis city, Missouri, the median home value is $197,500, with a median monthly rent of $997. This places St. Louis city at #1427 nationally out of 3134 counties by median home value, and #32 within Missouri.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,605
- Establishments: 15,608
- BLS QCEW, 2025
Housing Supply
- Single-family: 57
- Multi-family: 215
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 115,880 (avg $65,100)
- Outflow: 113,301 (avg $69,200)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in St. Louis city · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 63147 | 148.8 | -17.95% | 2025 |
| 2 | 63108 | 224.2 | +2.20% | 2025 |
| 3 | 63111 | 248.4 | -0.22% | 2025 |
| 4 | 63109 | 243.7 | +0.35% | 2025 |
| 5 | 63139 | 271.3 | +2.48% | 2025 |
| 6 | 63112 | 236.1 | +1.69% | 2025 |
| 7 | 63116 | 272.5 | +2.03% | 2025 |
| 8 | 63110 | 337.7 | +2.02% | 2025 |
| 9 | 63118 | 297.1 | +1.40% | 2025 |
| 10 | 63104 | 260.1 | +2.28% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How St. Louis city Compares
| Metric | St. Louis city | Missouri Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $197,500 | $175,712 | $227,706 |
| Median Gross Rent | $997 | $782 | $968 |
| Owner Occupancy Rate | 45.3% | 73.7% | 73.3% |
| Price/Rent Ratio | 16.5 | 18.8 | 18.7 |
Market Analysis
The median home value in St. Louis city is 12.4% above the Missouri state average and 13.3% below the U.S. national average. The median rent of $997/month is 27.5% above the state average.
With a price-to-rent ratio of 16.5, the buy-vs-rent decision in St. Louis city is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
St. Louis city has an owner-occupancy rate of 45.3%, compared to 73.7% in Missouri and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Richland County | Wisconsin | $197,500 | $771 |
| Woodford County | Illinois | $197,600 | $912 |
| Wells County | Indiana | $197,600 | $813 |
| Phillips County | Montana | $197,600 | $536 |
| Saline County | Nebraska | $197,400 | $914 |
Other Counties in Missouri
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Ray County | $198,800 | $782 | 77.3% |
| Morgan County | $194,400 | $721 | 79.7% |
| Callaway County | $201,600 | $887 | 75.5% |
| Miller County | $192,600 | $763 | 73.9% |
| Cooper County | $203,500 | $782 | 75.7% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).