Cooper County, Missouri Housing Market

In Cooper County, Missouri, the median home value is $203,500, with a median monthly rent of $782. This places Cooper County at #1363 nationally out of 3134 counties by median home value, and #29 within Missouri.

Median Home Value $203,500
Median Rent $782/mo
Owner Occupancy 75.7%
Price/Rent Ratio 21.7

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Cooper County rose +10.0% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

4,047
jobs (private sector)
  • Avg weekly wage: $843
  • Establishments: 434
  • BLS QCEW, 2025
🏗️

Housing Supply

26
new units authorized (2025)
  • Single-family: 26
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+383
net migration (filers, 2021-2022)
  • Inflow: 6,821 (avg $61,495)
  • Outflow: 6,438 (avg $61,665)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 4 active ZIP codes in Cooper County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 65081 259.8 +14.72% 2025
2 65233 263.2 +10.46% 2025
3 65018 239.5 +13.16% 2025
4 65301 237.5 +12.01% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Cooper County Compares

MetricCooper CountyMissouri AverageU.S. Average
Median Home Value $203,500 $175,712 $227,706
Median Gross Rent $782 $782 $968
Owner Occupancy Rate 75.7% 73.7% 73.3%
Price/Rent Ratio 21.7 18.8 18.7

Market Analysis

The median home value in Cooper County is 15.8% above the Missouri state average and 10.6% below the U.S. national average. The median rent of $782/month is about equal to the state average.

With a price-to-rent ratio of 21.7, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Cooper County has an owner-occupancy rate of 75.7%, compared to 73.7% in Missouri and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Westmoreland County Pennsylvania $203,500 $879
Stanley County South Dakota $203,500 $952
Gregg County Texas $203,400 $1,102
Sedgwick County Kansas $203,300 $998
Logan County Ohio $203,200 $845

Other Counties in Missouri

CountyMedian Home ValueMedian RentOwner Occ.
Callaway County $201,600 $887 75.5%
Polk County $205,800 $814 71.6%
Phelps County $206,500 $798 61.7%
Ray County $198,800 $782 77.3%
St. Louis city $197,500 $997 45.3%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).