St. Clair County, Michigan Housing Market
In St. Clair County, Michigan, the median home value is $224,600, with a median monthly rent of $1,029. This places St. Clair County at #1131 nationally out of 3134 counties by median home value, and #19 within Michigan.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,090
- Establishments: 3,279
- BLS QCEW, 2025
Housing Supply
- Single-family: 219
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 69,812 (avg $72,170)
- Outflow: 67,799 (avg $72,509)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in St. Clair County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 48027 | 190.2 | +14.84% | 2025 |
| 2 | 48032 | 220.4 | +6.36% | 2025 |
| 3 | 48002 | 199.5 | +12.51% | 2025 |
| 4 | 48028 | 200.8 | — | 2025 |
| 5 | 48097 | 191.0 | +0.87% | 2025 |
| 6 | 48006 | 174.8 | +3.67% | 2025 |
| 7 | 48054 | 179.4 | +7.26% | 2025 |
| 8 | 48023 | 185.9 | +2.83% | 2025 |
| 9 | 48001 | 177.1 | +10.11% | 2025 |
| 10 | 48060 | 179.6 | +3.29% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How St. Clair County Compares
| Metric | St. Clair County | Michigan Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $224,600 | $197,292 | $227,706 |
| Median Gross Rent | $1,029 | $905 | $968 |
| Owner Occupancy Rate | 80.8% | 80.2% | 73.3% |
| Price/Rent Ratio | 18.2 | 17.9 | 18.7 |
Market Analysis
The median home value in St. Clair County is 13.8% above the Michigan state average and 1.4% below the U.S. national average. The median rent of $1,029/month is 13.7% above the state average.
With a price-to-rent ratio of 18.2, the buy-vs-rent decision in St. Clair County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
St. Clair County has an owner-occupancy rate of 80.8%, compared to 80.2% in Michigan and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Hall County | Nebraska | $224,600 | $943 |
| Modoc County | California | $224,700 | $836 |
| Lamar County | Mississippi | $224,700 | $1,126 |
| Berrien County | Michigan | $224,300 | $942 |
| Rock County | Minnesota | $224,300 | $698 |
Other Counties in Michigan
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Berrien County | $224,300 | $942 | 72.8% |
| Monroe County | $228,900 | $1,059 | 81.7% |
| Otsego County | $219,700 | $1,008 | 77.2% |
| Mason County | $219,600 | $896 | 78.3% |
| Cass County | $218,000 | $916 | 81.6% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).