St. Clair County, Illinois Housing Market
In St. Clair County, Illinois, the median home value is $180,300, with a median monthly rent of $1,090. This places St. Clair County at #1635 nationally out of 3134 counties by median home value, and #23 within Illinois.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,097
- Establishments: 4,605
- BLS QCEW, 2025
Housing Supply
- Single-family: 285
- Multi-family: 178
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 103,095 (avg $77,064)
- Outflow: 98,854 (avg $77,722)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in St. Clair County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 62232 | 194.0 | +5.11% | 2025 |
| 2 | 62239 | 200.3 | +16.63% | 2025 |
| 3 | 62206 | 161.3 | -5.00% | 2025 |
| 4 | 62285 | 188.5 | -5.24% | 2025 |
| 5 | 62243 | 217.3 | +12.84% | 2025 |
| 6 | 62226 | 200.5 | +14.40% | 2025 |
| 7 | 62221 | 202.5 | +7.08% | 2025 |
| 8 | 62208 | 192.1 | +8.72% | 2025 |
| 9 | 62258 | 231.1 | +2.83% | 2025 |
| 10 | 62220 | 193.3 | +3.61% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
🔗 Explore St. Clair County on Our Sister Sites
Get the complete picture for St. Clair County — financing options and ongoing ownership costs.
💰 Mortgage Guide → 🧾 Property Tax Data →How St. Clair County Compares
| Metric | St. Clair County | Illinois Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $180,300 | $153,019 | $227,706 |
| Median Gross Rent | $1,090 | $867 | $968 |
| Owner Occupancy Rate | 68.4% | 75.8% | 73.3% |
| Price/Rent Ratio | 13.8 | 14.5 | 18.7 |
Market Analysis
The median home value in St. Clair County is 17.8% above the Illinois state average and 20.8% below the U.S. national average. The median rent of $1,090/month is 25.7% above the state average.
With a price-to-rent ratio of 13.8, buying a home in St. Clair County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
St. Clair County has an owner-occupancy rate of 68.4%, compared to 75.8% in Illinois and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Harvey County | Kansas | $180,300 | $900 |
| El Paso County | Texas | $180,400 | $1,079 |
| Harrison County | Texas | $180,400 | $974 |
| Mineral County | West Virginia | $180,400 | $809 |
| Guthrie County | Iowa | $180,100 | $845 |
Other Counties in Illinois
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Piatt County | $180,600 | $1,046 | 84.8% |
| Sangamon County | $176,300 | $983 | 71.3% |
| Menard County | $185,500 | $885 | 79.5% |
| Madison County | $173,000 | $1,024 | 74.2% |
| Putnam County | $172,700 | $851 | 81.5% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).