San Joaquin County, California Housing Market
In San Joaquin County, California, the median home value is $530,700, with a median monthly rent of $1,734. This places San Joaquin County at #114 nationally out of 3134 counties by median home value, and #26 within California.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,171
- Establishments: 22,146
- BLS QCEW, 2025
Housing Supply
- Single-family: 2,520
- Multi-family: 2
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 300,997 (avg $80,835)
- Outflow: 295,853 (avg $80,170)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in San Joaquin County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 95227 | 282.4 | — | 2025 |
| 2 | 95231 | 284.2 | — | 2025 |
| 3 | 95237 | 324.9 | +13.72% | 2025 |
| 4 | 95220 | 314.9 | +2.89% | 2025 |
| 5 | 95258 | 291.0 | +3.32% | 2025 |
| 6 | 95304 | 269.8 | -4.08% | 2025 |
| 7 | 95203 | 325.0 | +4.07% | 2025 |
| 8 | 95207 | 304.0 | -5.43% | 2025 |
| 9 | 95320 | 313.9 | +3.50% | 2025 |
| 10 | 95215 | 368.1 | -1.38% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
🔗 Explore San Joaquin County on Our Sister Sites
Get the complete picture for San Joaquin County — financing options and ongoing ownership costs.
💰 Mortgage Guide → 🧾 Property Tax Data →How San Joaquin County Compares
| Metric | San Joaquin County | California Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $530,700 | $609,221 | $227,706 |
| Median Gross Rent | $1,734 | $1,690 | $968 |
| Owner Occupancy Rate | 62.0% | 63.4% | 73.3% |
| Price/Rent Ratio | 25.5 | 28.5 | 18.7 |
Market Analysis
The median home value in San Joaquin County is 12.9% below the California state average and 133.1% above the U.S. national average. The median rent of $1,734/month is 2.6% above the state average.
With a price-to-rent ratio of 25.5, San Joaquin County is a strongly rent-favored market. Home prices are high relative to rents, meaning renting is typically far cheaper than owning in the near term.
San Joaquin County has an owner-occupancy rate of 62.0%, compared to 63.4% in California and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Prince William County | Virginia | $530,100 | $2,067 |
| Bronx County | New York | $529,500 | $1,458 |
| Skamania County | Washington | $529,500 | $1,068 |
| Park County | Colorado | $532,100 | $2,161 |
| Union County | New Jersey | $529,200 | $1,730 |
Other Counties in California
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Sacramento County | $534,200 | $1,790 | 59.0% |
| Mendocino County | $512,200 | $1,317 | 61.7% |
| San Bernardino County | $505,000 | $1,801 | 62.1% |
| Riverside County | $557,300 | $1,901 | 69.1% |
| Calaveras County | $457,200 | $1,625 | 84.0% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).