Rutherford County, Tennessee Housing Market
In Rutherford County, Tennessee, the median home value is $382,600, with a median monthly rent of $1,502. This places Rutherford County at #333 nationally out of 3134 counties by median home value, and #5 within Tennessee.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,273
- Establishments: 8,062
- BLS QCEW, 2025
Housing Supply
- Single-family: 2,533
- Multi-family: 636
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 143,095 (avg $76,582)
- Outflow: 134,287 (avg $77,006)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 9 active ZIP codes in Rutherford County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 37085 | 321.8 | -5.31% | 2025 |
| 2 | 37037 | 348.1 | +3.38% | 2025 |
| 3 | 37090 | 315.6 | +2.05% | 2025 |
| 4 | 37130 | 327.9 | +3.55% | 2025 |
| 5 | 37129 | 326.9 | -1.08% | 2025 |
| 6 | 37167 | 313.9 | +0.42% | 2025 |
| 7 | 37128 | 310.4 | -2.18% | 2025 |
| 8 | 37127 | 323.8 | -0.17% | 2025 |
| 9 | 37014 | 316.7 | +39.41% | 2022 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Rutherford County Compares
| Metric | Rutherford County | Tennessee Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $382,600 | $223,385 | $227,706 |
| Median Gross Rent | $1,502 | $892 | $968 |
| Owner Occupancy Rate | 64.8% | 74.1% | 73.3% |
| Price/Rent Ratio | 21.2 | 20.5 | 18.7 |
Market Analysis
The median home value in Rutherford County is 71.3% above the Tennessee state average and 68.0% above the U.S. national average. The median rent of $1,502/month is 68.4% above the state average.
With a price-to-rent ratio of 21.2, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Rutherford County has an owner-occupancy rate of 64.8%, compared to 74.1% in Tennessee and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Sussex County | Delaware | $382,600 | $1,238 |
| Virginia Beach city | Virginia | $382,500 | $1,714 |
| Nassau County | Florida | $382,800 | $1,526 |
| Taos County | New Mexico | $382,800 | $1,034 |
| Custer County | Idaho | $381,700 | $691 |
Other Counties in Tennessee
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Sumner County | $393,100 | $1,424 | 72.0% |
| Maury County | $355,700 | $1,300 | 70.9% |
| Loudon County | $348,000 | $1,062 | 80.3% |
| Davidson County | $417,400 | $1,582 | 52.8% |
| Fayette County | $340,800 | $902 | 81.4% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).