Loudon County, Tennessee Housing Market

In Loudon County, Tennessee, the median home value is $348,000, with a median monthly rent of $1,062. This places Loudon County at #428 nationally out of 3134 counties by median home value, and #7 within Tennessee.

Median Home Value $348,000
Median Rent $1,062/mo
Owner Occupancy 80.3%
Price/Rent Ratio 27.3

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Loudon County rose +1.6% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

15,716
jobs (private sector)
  • Avg weekly wage: $1,073
  • Establishments: 1,366
  • BLS QCEW, 2025
🏗️

Housing Supply

869
new units authorized (2025)
  • Single-family: 551
  • Multi-family: 318
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+2594
net migration (filers, 2021-2022)
  • Inflow: 25,458 (avg $106,938)
  • Outflow: 22,864 (avg $98,604)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 3 active ZIP codes in Loudon County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 37771 325.2 +8.47% 2025
2 37874 321.8 +7.11% 2025
3 37774 308.5 -3.29% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Loudon County Compares

MetricLoudon CountyTennessee AverageU.S. Average
Median Home Value $348,000 $223,385 $227,706
Median Gross Rent $1,062 $892 $968
Owner Occupancy Rate 80.3% 74.1% 73.3%
Price/Rent Ratio 27.3 20.5 18.7

Market Analysis

The median home value in Loudon County is 55.8% above the Tennessee state average and 52.8% above the U.S. national average. The median rent of $1,062/month is 19.1% above the state average.

With a price-to-rent ratio of 27.3, Loudon County is a strongly rent-favored market. Home prices are high relative to rents, meaning renting is typically far cheaper than owning in the near term.

Loudon County has an owner-occupancy rate of 80.3%, compared to 74.1% in Tennessee and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Lincoln County South Dakota $348,300 $1,260
Warren County Virginia $348,400 $1,199
Saratoga County New York $348,600 $1,394
Ellis County Texas $348,600 $1,594
Suffolk city Virginia $347,400 $1,563

Other Counties in Tennessee

CountyMedian Home ValueMedian RentOwner Occ.
Fayette County $340,800 $902 81.4%
Maury County $355,700 $1,300 70.9%
Cheatham County $338,700 $1,345 81.5%
Trousdale County $337,600 $853 74.5%
Robertson County $335,000 $1,199 77.6%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).