Pontotoc County, Oklahoma Housing Market
In Pontotoc County, Oklahoma, the median home value is $175,400, with a median monthly rent of $889. This places Pontotoc County at #1696 nationally out of 3134 counties by median home value, and #16 within Oklahoma.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $967
- Establishments: 1,050
- BLS QCEW, 2025
Housing Supply
- Single-family: 15
- Multi-family: 12
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 14,024 (avg $67,581)
- Outflow: 13,352 (avg $68,779)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Pontotoc County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 74820 | 236.1 | +2.25% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Pontotoc County Compares
| Metric | Pontotoc County | Oklahoma Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $175,400 | $152,012 | $227,706 |
| Median Gross Rent | $889 | $839 | $968 |
| Owner Occupancy Rate | 66.0% | 72.3% | 73.3% |
| Price/Rent Ratio | 16.4 | 14.9 | 18.7 |
Market Analysis
The median home value in Pontotoc County is 15.4% above the Oklahoma state average and 23.0% below the U.S. national average. The median rent of $889/month is 6.0% above the state average.
With a price-to-rent ratio of 16.4, the buy-vs-rent decision in Pontotoc County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Pontotoc County has an owner-occupancy rate of 66.0%, compared to 72.3% in Oklahoma and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Stephens County | Georgia | $175,300 | $820 |
| Delaware County | Oklahoma | $175,300 | $913 |
| Blount County | Alabama | $175,200 | $776 |
| Grant County | New Mexico | $175,600 | $825 |
| Wood County | Wisconsin | $175,600 | $856 |
Other Counties in Oklahoma
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Delaware County | $175,300 | $913 | 77.1% |
| Bryan County | $174,900 | $960 | 63.8% |
| Washington County | $173,200 | $907 | 71.9% |
| Love County | $171,000 | $939 | 73.0% |
| Custer County | $181,500 | $824 | 60.2% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).