Pontotoc County, Mississippi Housing Market
In Pontotoc County, Mississippi, the median home value is $157,100, with a median monthly rent of $864. This places Pontotoc County at #2089 nationally out of 3134 counties by median home value, and #21 within Mississippi.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $828
- Establishments: 527
- BLS QCEW, 2025
Housing Supply
- Single-family: 26
- Multi-family: 68
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 11,521 (avg $55,663)
- Outflow: 11,127 (avg $56,365)
- IRS Statistics of Income
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| Metric | Pontotoc County | Mississippi Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $157,100 | $135,817 | $227,706 |
| Median Gross Rent | $864 | $804 | $968 |
| Owner Occupancy Rate | 69.8% | 72.4% | 73.3% |
| Price/Rent Ratio | 15.2 | 13.9 | 18.7 |
Market Analysis
The median home value in Pontotoc County is 15.7% above the Mississippi state average and 31.0% below the U.S. national average. The median rent of $864/month is 7.5% above the state average.
With a price-to-rent ratio of 15.2, the buy-vs-rent decision in Pontotoc County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Pontotoc County has an owner-occupancy rate of 69.8%, compared to 72.4% in Mississippi and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Delta County | Michigan | $157,100 | $692 |
| Jackson County | Minnesota | $157,100 | $787 |
| St. Clair County | Missouri | $157,100 | $622 |
| Lafayette County | Florida | $157,200 | $896 |
| Wabash County | Indiana | $157,200 | $762 |
Other Counties in Mississippi
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Warren County | $156,400 | $888 | 69.9% |
| Lincoln County | $155,800 | $760 | 74.9% |
| Hinds County | $159,900 | $1,061 | 58.3% |
| Yazoo County | $153,800 | $790 | 55.3% |
| Stone County | $161,100 | $936 | 80.7% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).