Oswego County, New York Housing Market
In Oswego County, New York, the median home value is $151,700, with a median monthly rent of $967. This places Oswego County at #2203 nationally out of 3134 counties by median home value, and #52 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,212
- Establishments: 2,136
- BLS QCEW, 2025
Housing Supply
- Single-family: 145
- Multi-family: 8
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 47,458 (avg $67,391)
- Outflow: 45,674 (avg $67,996)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Oswego County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 13036 | 294.3 | +9.28% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Oswego County Compares
| Metric | Oswego County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $151,700 | $281,200 | $227,706 |
| Median Gross Rent | $967 | $1,168 | $968 |
| Owner Occupancy Rate | 73.4% | 69.3% | 73.3% |
| Price/Rent Ratio | 13.1 | 18.4 | 18.7 |
Market Analysis
The median home value in Oswego County is 46.1% below the New York state average and 33.4% below the U.S. national average. The median rent of $967/month is 17.2% below the state average.
With a price-to-rent ratio of 13.1, buying a home in Oswego County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
Oswego County has an owner-occupancy rate of 73.4%, compared to 69.3% in New York and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Reynolds County | Missouri | $151,700 | $655 |
| Burke County | Georgia | $151,600 | $758 |
| Henry County | Illinois | $151,600 | $842 |
| Menominee County | Michigan | $151,800 | $692 |
| Columbiana County | Ohio | $151,600 | $756 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Broome County | $154,900 | $941 | 64.5% |
| Seneca County | $155,400 | $957 | 71.0% |
| Herkimer County | $147,700 | $823 | 76.6% |
| Montgomery County | $157,500 | $940 | 70.4% |
| Franklin County | $145,400 | $843 | 72.5% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).