Ontario County, New York Housing Market
In Ontario County, New York, the median home value is $222,900, with a median monthly rent of $1,150. This places Ontario County at #1153 nationally out of 3134 counties by median home value, and #25 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,271
- Establishments: 3,126
- BLS QCEW, 2025
Housing Supply
- Single-family: 375
- Multi-family: 92
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 49,303 (avg $93,648)
- Outflow: 47,204 (avg $93,751)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Ontario County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 14532 | 220.0 | -23.92% | 2025 |
| 2 | 14469 | 273.1 | +17.38% | 2025 |
| 3 | 14432 | 264.9 | +9.42% | 2025 |
| 4 | 14513 | 251.8 | +2.33% | 2025 |
| 5 | 14522 | 248.0 | +2.93% | 2025 |
| 6 | 14489 | 208.7 | -0.68% | 2025 |
| 7 | 14548 | 250.0 | +12.83% | 2025 |
| 8 | 14424 | 261.7 | +10.31% | 2025 |
| 9 | 14456 | 275.3 | +6.60% | 2025 |
| 10 | 14425 | 272.9 | +3.75% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
How Ontario County Compares
| Metric | Ontario County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $222,900 | $281,200 | $227,706 |
| Median Gross Rent | $1,150 | $1,168 | $968 |
| Owner Occupancy Rate | 73.7% | 69.3% | 73.3% |
| Price/Rent Ratio | 16.2 | 18.4 | 18.7 |
Market Analysis
The median home value in Ontario County is 20.7% below the New York state average and 2.1% below the U.S. national average. The median rent of $1,150/month is 1.5% below the state average.
With a price-to-rent ratio of 16.2, the buy-vs-rent decision in Ontario County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Ontario County has an owner-occupancy rate of 73.7%, compared to 69.3% in New York and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Gordon County | Georgia | $222,900 | $937 |
| Clark County | Indiana | $222,900 | $1,129 |
| Posey County | Indiana | $222,900 | $782 |
| Oklahoma County | Oklahoma | $222,900 | $1,116 |
| Turner County | South Dakota | $222,900 | $742 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Monroe County | $213,700 | $1,173 | 63.7% |
| Erie County | $233,800 | $1,090 | 65.8% |
| Essex County | $211,900 | $934 | 77.3% |
| Schenectady County | $235,700 | $1,194 | 64.0% |
| Onondaga County | $200,200 | $1,108 | 65.9% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-13. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).