Moffat County, Colorado Housing Market
In Moffat County, Colorado, the median home value is $289,500, with a median monthly rent of $1,039. This places Moffat County at #677 nationally out of 3134 counties by median home value, and #40 within Colorado.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,134
- Establishments: 433
- BLS QCEW, 2025
Housing Supply
- Single-family: 24
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 5,216 (avg $67,132)
- Outflow: 4,706 (avg $69,161)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 2 active ZIP codes in Moffat County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 81641 | 298.2 | -1.42% | 2025 |
| 2 | 81625 | 279.8 | +4.49% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Moffat County Compares
| Metric | Moffat County | Colorado Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $289,500 | $427,512 | $227,706 |
| Median Gross Rent | $1,039 | $1,302 | $968 |
| Owner Occupancy Rate | 69.4% | 71.9% | 73.3% |
| Price/Rent Ratio | 23.2 | 26.3 | 18.7 |
Market Analysis
The median home value in Moffat County is 32.3% below the Colorado state average and 27.1% above the U.S. national average. The median rent of $1,039/month is 20.2% below the state average.
With a price-to-rent ratio of 23.2, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Moffat County has an owner-occupancy rate of 69.4%, compared to 71.9% in Colorado and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Georgetown County | South Carolina | $289,500 | $1,204 |
| Somervell County | Texas | $289,500 | $773 |
| Botetourt County | Virginia | $289,200 | $1,035 |
| Kent County | Michigan | $289,900 | $1,243 |
| Norfolk city | Virginia | $289,900 | $1,321 |
Other Counties in Colorado
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Pueblo County | $291,300 | $1,111 | 68.9% |
| Rio Blanco County | $274,400 | $919 | 74.3% |
| Phillips County | $258,200 | $999 | 71.9% |
| Fremont County | $324,000 | $1,070 | 75.6% |
| Huerfano County | $247,800 | $838 | 75.1% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).