Jackson County, North Carolina Housing Market
In Jackson County, North Carolina, the median home value is $284,700, with a median monthly rent of $904. This places Jackson County at #702 nationally out of 3134 counties by median home value, and #24 within North Carolina.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $902
- Establishments: 1,187
- BLS QCEW, 2025
Housing Supply
- Single-family: 232
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 14,880 (avg $71,893)
- Outflow: 13,275 (avg $69,899)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 4 active ZIP codes in Jackson County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 28741 | 282.0 | — | 2025 |
| 2 | 28723 | 323.3 | +18.93% | 2025 |
| 3 | 28779 | 273.5 | +1.42% | 2025 |
| 4 | 28789 | 272.2 | +7.29% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
How Jackson County Compares
| Metric | Jackson County | North Carolina Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $284,700 | $235,312 | $227,706 |
| Median Gross Rent | $904 | $976 | $968 |
| Owner Occupancy Rate | 60.8% | 71.8% | 73.3% |
| Price/Rent Ratio | 26.2 | 19.8 | 18.7 |
Market Analysis
The median home value in Jackson County is 21.0% above the North Carolina state average and 25.0% above the U.S. national average. The median rent of $904/month is 7.4% below the state average.
With a price-to-rent ratio of 26.2, Jackson County is a strongly rent-favored market. Home prices are high relative to rents, meaning renting is typically far cheaper than owning in the near term.
Jackson County has an owner-occupancy rate of 60.8%, compared to 71.8% in North Carolina and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Millard County | Utah | $284,700 | $882 |
| Cassia County | Idaho | $284,600 | $1,000 |
| Johnson County | Indiana | $284,600 | $1,271 |
| Madison County | North Carolina | $284,600 | $780 |
| Williams County | North Dakota | $284,800 | $1,123 |
Other Counties in North Carolina
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Madison County | $284,600 | $780 | 77.5% |
| Franklin County | $284,300 | $1,083 | 78.6% |
| Haywood County | $279,200 | $1,067 | 74.9% |
| Clay County | $278,400 | $804 | 81.2% |
| Pender County | $299,000 | $1,106 | 82.7% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-13. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).