Genesee County, New York Housing Market
In Genesee County, New York, the median home value is $170,500, with a median monthly rent of $929. This places Genesee County at #1797 nationally out of 3134 counties by median home value, and #42 within New York.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,097
- Establishments: 1,411
- BLS QCEW, 2025
Housing Supply
- Single-family: 100
- Multi-family: 2
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 24,683 (avg $66,904)
- Outflow: 23,983 (avg $67,228)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Genesee County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 14040 | 303.9 | — | 2025 |
| 2 | 14125 | 294.9 | +14.85% | 2025 |
| 3 | 14011 | 307.0 | +24.91% | 2025 |
| 4 | 14143 | 257.8 | — | 2025 |
| 5 | 14036 | 262.6 | +22.70% | 2025 |
| 6 | 14482 | 238.8 | -1.45% | 2025 |
| 7 | 14105 | 249.8 | +4.58% | 2025 |
| 8 | 14416 | 234.3 | +1.72% | 2025 |
| 9 | 14020 | 219.5 | +2.16% | 2025 |
| 10 | 14525 | 185.3 | +4.45% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Genesee County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Genesee County →How Genesee County Compares
| Metric | Genesee County | New York Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $170,500 | $281,200 | $227,706 |
| Median Gross Rent | $929 | $1,168 | $968 |
| Owner Occupancy Rate | 73.8% | 69.3% | 73.3% |
| Price/Rent Ratio | 15.3 | 18.4 | 18.7 |
Market Analysis
The median home value in Genesee County is 39.4% below the New York state average and 25.1% below the U.S. national average. The median rent of $929/month is 20.5% below the state average.
With a price-to-rent ratio of 15.3, the buy-vs-rent decision in Genesee County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Genesee County has an owner-occupancy rate of 73.8%, compared to 69.3% in New York and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Isabella County | Michigan | $170,400 | $913 |
| Wexford County | Michigan | $170,400 | $897 |
| Missaukee County | Michigan | $170,400 | $891 |
| Dade County | Missouri | $170,600 | $683 |
| Graham County | North Carolina | $170,600 | $676 |
Other Counties in New York
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Cayuga County | $171,000 | $942 | 71.4% |
| Wayne County | $170,000 | $938 | 79.9% |
| Schuyler County | $171,800 | $899 | 79.2% |
| Livingston County | $174,600 | $931 | 76.3% |
| Lewis County | $166,100 | $837 | 80.2% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).